Snail Mail a Holiday Card For Free w/ Google

Sure, email is great, but there’s something uniquely heartwarming about the kind of card that comes in the actual mail — especially for folks who don’t hear from us as often as they should, simply because they aren’t online.

So we’ve made it as easy to send snail-mail holiday cards as it is to send email. Simply fill out the form below and we’ll send one free holiday postcard on your behalf. Yes, through the mail and everything.

Courtesy of Google, via Gizmodo. Send a happy thought today! All the cards have a little Gmail logo hidden somewhere.

80% off Restaurant.com: $25 Certificates for $2

Restaurant.com is offering a 80% off with the coupon code SAVE, resulting in a $25 “certificate” for just $2. Offer good until end of today, November 30th. I just checked it and it still works:

Despite my initial skepticism about these things, many readers responded that they indeed found these certificates very useful in savings some money.

Here’s a example positive scenario. You find a restaurant on the list that you like that usually runs around $20 + tip per person (~$48 for a couple). You buy a $25 certificate for $2, which usually comes with a $35 minimum purchase + 18% required gratuity on full price.

Dinner for two = $40 regular menu priceMinus $25 certificate = $15

Plus cost of certificate ($2) = $17

Plus 18% gratuity on menu price = $7.20

Total price w/ tip = $24.20, or $12 a person + taxes

In that case, you can save around 50% on the total bill. These might make good gifts to the right person, but I wouldn’t pass them off as worth face value! 🙂

$10 Off $100 in Gift Cards at Kroger Stores

Kroger and affiliated stores are offering $10 off for every $100 in selected gift cards bought until December 13, 2009. Limit five $10 rewards per household, need to have shopper’s card.

Participating stores include City Market, Dillons, Jay C, Food 4 Less, Fred Meyer, Fry’s, King Soopers, QFC, Ralphs and Smith’s. Valid retailers are: Applebee’s, Bass Pro Shops, Bath & Body Works, Best Buy, iTunes, Sears, and Spa Finder.

I would also check on eBay as I know iTunes gift certificates can be cheap there, but it would seem like 10% off of Best Buy or Sears gift cards could come in handy. [Source]

Free $3 in Amazon MP3 Downloads

Amazon.com is offering $3 in free MP3 downloads with the code MP34FREE. No purchase required. See directions and details at this link. It should increase your gift card balance by $3, but the may be restricted to music purchases only. You must redeem the code by November 30, 2009 11:59 PM PST.

It may ask you to install the AmazonMP3 Downloader software, but you can go to “skip” this for individual songs. Entire album purchases may require installation.

Worth A Try: 1 Free Month of Amazon Prime

Amazon Prime, in case you don’t know, is a premium service where you get free 2nd-day shipping on most items with no minimum order amount, even if you’re just spending $5. Very convenient, especially since not all items qualify for the “Free Super Saver Shipping”. The normal cost for turning Amazon into your impulse-buying superstore is $79 per year (not available to Alaska, Hawaii, P.O. boxes, APO/FPO and U.S. territories).

Even if you’ve had a trial with them before, try signing up for their new 1 month free trial offer. I’ve had a trial before and I was still approved for a free month. Perfect timing, as it runs through 12/23. 😉 If you don’t qualify, you may try signing up with a new e-mail address + new credit card number.

You’ll need to supply a credit card, but you can set it so you don’t even have to remember to cancel if you take the following steps:

  1. Click on Your Account.
  2. If you’re not there yet, scroll down and click on More Order Actions > Manage Prime Membership.
  3. Look for green text. Click on the Do Not Upgrade button and you won’t automatically be charged $79 anymore. It’ll just end. You’ll still get the entire 1st month of free Amazon Prime shipping.

Gift Idea: Costco Membership Certificates w/ $50 in Free Costco Coupons

Update: Costco is no longer allowing me to sell these certificates. Sorry!

I was walking through Costco today and saw that they starting to promote the Costco memberships as gifts for the holidays. I got one last year, and I thought it was a nice, practical gift idea for these frugal times. But hey, why not give them a $50 membership and $50 in coupons good towards free Costco stuff? Read on:

I am happy to be able to offer special Costco membership certificates again to MyMoneyBlog readers. Available only online, they are $50 each with free shipping, and are good towards new Gold Star memberships and also upgrades to Executive Membership. Just bring them into your local Costco to redeem.

This is exactly the same price as you would pay at a Costco store, but with each membership certificate you order, you will also receive a coupon booklet worth more than $50 by itself, including a FREE rotisserie chicken, FREE 100-print digital photo processing, a FREE Kirkland Signature™ 2 lb. bag of coffee, FREE Kirkland Signature 48 pk “AA” batteries – and more.

  • Join as an Executive Member: Purchase two Membership Certificates at $50 each.
  • To join as a Gold Star Member or upgrade your existing membership with one Membership Certificate at $50.
  • Give the gift of Costco Membership Certficates for any occasion.

Over 25% Off Real FICO Scores at myFICO.com

Need to check your credit score? Here’s a new coupon for 26% off real FICO scores and all other credit products at myFICO.com. Use the promotional code NOVEMBER26 to get 26% off and a FICO score for less than $12, the best discount currently available:

The code is good until November 30th (although try it anyways and see if it works after that date), so be quick about it. For the Equifax credit score only, you can get it for $10.95 using the code SW94608, which is over 30% off. You enter the promo code relatively late in the buying process, right before entering your credit card information. Look for this:

Experian no longer allows Fair Isaac to sell FICO scores to consumers at all (even though lenders still buy and use them). They sell their own “FAKE-O” version now. Lenders almost always use FICO scores in their decisions, so those are the only ones you should pay for if at all.

For the diligent, a cheaper alternative is to sign up for a free 30-day trial of ScoreWatch, which includes two free Equifax scores and reports. Just remember to cancel as soon as you decide you don’t need it anymore. You are allowed to cancel online, without having to even call in.

You can always request your credit reports (not scores) once every 12 months at AnnualCreditReport.com. If you’ve already done that, you can still try these other direct methods for the unemployed, those denied credit, and victims of identity theft.

Coinstar Promo: Get $10 More With $40 In Coins

Coin-changing machine operator CoinStar is running a promotion where if you change $40 in coins into a gift card, you can receive an additional $10 gift card by mail. They offer to exchange coins into gift cards with no fee for several stores, the most popular probably being Amazon.com followed by CVS, Starbucks, Lowe’s, and iTunes.

Perhaps empty out that coin jar and cross someone off your gift list and well? Below is selected fine print from the official rules:

Obtain an official claim form when you convert in a single transaction at least 40 U.S. dollars (in coins only) into a gift card or eCertificate at participating Coinstar Centers. The claim form will be displayed at the end of qualified Coinstar® receipts.

General terms and conditions: the $10 holiday bonus offer ends 12/6/09. Offer valid in the U.S. only and excludes Puerto Rico. Offer good on qualified coin transactions made between 11/9/09 and 12/6/09. Transactions occurring before or after these dates are not eligible for this offer. Limit 1 per name, address, or household.

Free 8gb iPod Touch Offer From BBVA Compass Bank

BBVA Compass Bank is offering a free 8gb iPod Touch when you open a checking account with $100 and set up direct deposit for 6 months. Unfortunately, there are a lot of restrictions. For one, you must reside in Alabama, Arizona, Colorado, Florida, New Mexico, or Texas. Secondly, the iPod is offered through a third-party fulfillment company (think mail-in rebates…) to which you actually have to pay the shipping and handling. Thanks to reader Susan for the tip. Selected fine print:

*To qualify for this offer, you must (1) by December 15, 2009, open a new BBVA Compass Build-to-Order consumer checking account with a minimum deposit of at least $100, (2) within 6 weeks of account opening, your paychecks must begin to be directly deposited into your new checking account at least once each statement cycle. At 6 months your account will be verified again to confirm you are still meeting the payroll direct deposit requirement. If not, BBVA Compass will debit $180 (the approximate cost of the iPod touch) from your checking account.

Free 80 Hawaiian Airlines Miles

Hawaiian Airlines is celebrating their 80th anniversary by giving out 80 free miles to anyone who registers, or every 80th person will get an $80 eCertificate. As usual, this is a free way to reset miles expiration. Ends today (11/11)! Register here.

All of us here at Hawaiian Airlines are grateful to you — our HawaiianMiles members — whose loyalty has made our 80th anniversary possible.

To celebrate, as we near the big day, we’re giving every HawaiianMiles member 80 free miles or an $80 eCertificate towards a flight between Hawaii and the Mainland U.S. Everyone will receive 80 miles just for registering and every 80th person to register will receive an $80 eCertificate in place of the miles.

Google Offers Free Internet in 47 Airports Until 1/15

In case you missed this on the front page of Google today, they are offering free WiFi at 47 participating airports and on every Virgin America flight from now until January 15, 2010. Many other airports already offer free internet, so give it a try when traveling. From their FAQ:

Q. What are you announcing?
In addition to working with Virgin America, Google has partnered with over 45 airports across the country to offer complimentary WiFi to travelers passing through these cities this holiday season (November 10, 2009 through January 15, 2010).

Q. Why is Google doing this?
We’d like to make the holiday travel crunch a little easier and more pleasant – and what better way to do it than with what we know best: the Internet?

Q. Who is powering this service?
We are working with Boingo, Advanced Wireless Group, Time Warner Cable, Electronic Media Systems, Lilypad as well as numerous airports that provide wireless services themselves.

MicroPlace: Buy a $20 Gift Certificate, Get One Free

Just got an e-mail from MicroPlace that they are running a gift certificate promotion where if you buy a $20 GC, you get another $20 GC free. The gift recipient can then lend out the money to a poor entrepreneur and receive interest + $20 back later. Since the person actually gets the money back (or at least most of it assuming some defaults), and thus isn’t the same as a “$XX has been donated in your name” gift, I think it’s a cool twist on gift cards.

Give a Gift that Keeps on Giving
Give a unique and special gift this holiday season. It is a gift of connection, a gift of hope, and a gift that believes that poor people can use their ingenuity and hard work to break out of the cycle of poverty.

Your gift can help fund loans to poor people who could start a business, save, and work their way out of poverty. And when you purchase a gift certificate of $20 or more on MicroPlace, we’ll give you a free gift certificate of $20 to send to someone else on your shopping list!

To learn more about Microplace check out these posts, including my last microlending update.