Chase Sapphire Cards Add $60/$120 Peloton Membership Credits

Posted on October 27, 2020 // Leave a Comment

Chase has announced a new Peloton membership benefits for Chase Sapphire Reserve and Preferred cardholders:

  • Chase Sapphire Reserve card now includes up to $120 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021.
  • Chase Sapphire Preferred card now includes up to $60 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021.

Cardmembers can activate their Peloton membership benefit simply by visiting Onepeloton.com/ChaseSapphire and enrolling in an eligible Peloton Membership using their Sapphire card. The statement credits will be applied automatically until reaching the full value offered on that card. Sapphire cardmembers are also invited to join the #SapphireSquad Tag within Peloton to connect to others in the community and find and motivate each other on the Leaderboard.

Peloton Digital membership is $12.99 per month and includes live and on-demand workouts streamed to your smartphone, tablets, and computers across 10 exercise categories including strength, yoga, meditation, cardio, stretching, and others like cycling and running. There is also a free 30-trial for new members that you should taken advantage of first. No Peloton hardware is required.

Peloton All-Access Membership is $39 per month and is their original service that works with the Peloton bike and treadmill.

Filed Under: Credit Cards, Deals & Offers //

Free Uber Eats Pass with American Express Gold, Green, and Platinum Cards

Posted on October 26, 2020 // 4 Comments

American Express has announced new Uber perks for US holders of the American Express Gold Card, the American Express Green Card, or The Platinum Card from American Express. First, consumer Platinum, Gold and Green cardholders can enroll now for a complimentary Eats Pass Membership for up to 12 months. Uber Eats Pass usually costs $9.99 a month ($119 a year) and includes:

  • $0 delivery fee + 5% off restaurant orders of $15+.
  • $0 delivery fee on grocery delivers of $30+
  • Unlike Doordash Dasspass and Grubhub+, these benefits apply to every restaurant available on Uber Eats, not just select participating restaurants.

Note the fine print:

Offer valid thru 12/31/2021 on U.S. subscription. Pass will auto-bill starting 12 months from initial enrollment in this offer, at then-current monthly rate.

If you haven’t signed up for Uber Eats yet, you can first use my referral link to get $20 off your first order of $25+. Or simply apply this promo code at checkout: eats-ubermymoneyblog. Thanks if you use it!

In early 2021, the American Express Gold Card will also be getting $10 a month ($120 annually) in Uber Cash, which works both on Uber Eats orders and Uber rides in the US. For 2021, there will still be the $100 incidental airline credit (baggage fees, etc) but it has been announced as going away in 2022. This is in addition to the other $10 a month ($120 annually) dining credit which works on Grubhub, Seamless, and other select restaurants.

So in 2021, Gold cardholders can get all three credits: $120 Uber Cash, $120 Grubhub/Seamless/dining credit, and $100 Incidental Airline Fee credits. Right now the American Express Gold is also running a 60,000 point limited-time offer (the highest I’ve seen), making this is the best opportunity in a while to apply as a new cardholder.

It certainly looks like American Express is working hard to make their Gold card a better competitor against the Chase Sapphire line-up. This follows closely on the heels of the Chase Sapphire Reserve including Lyft Pink and Grubhub+ memberships, in addition to Dashpass and Doordash credits.

Filed Under: Credit Cards, Deals & Offers //

Chase Sapphire Preferred, Sapphire Reserve: New Benefits November 2020

Posted on October 20, 2020 // 4 Comments

Newly added and extended benefits as of November 2020. The Chase Sapphire Preferred card and Chase Sapphire Reserve card have been very popular for their generous travel and dining perks, but right now travel and dining aren’t really happening. Chase has adjusted their rewards program for this new environment, including the following:

Chase Sapphire Preferred new changes:

  • New: 2X points at Grocery Stores. 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021, including pickup and eligible grocery store delivery services. It’s automatic—no activation required.
  • Extended through April 2021: Redeem Ultimate Rewards points at 1.25 cents per points towards grocery store, dining, and home improvement stores. (Previously only travel through their portal.) Through April 30, 2021, your points are worth 25% more when you redeem them for statement credits after using your card at grocery stores and dining at restaurants (including takeout and eligible delivery services), home improvement stores and select charitable organizations. Footnote1(Opens Overlay) Just choose an eligible purchase made with your Sapphire Preferred card from the past 90 days. Then, apply the points for all or part of the purchase and receive a statement credit.
  • 12+ months of included DashPass membership. For a minimum of one year, enjoy a complimentary DashPass, DoorDash’s subscription service that provides unlimited restaurant deliveries with $0 delivery fee and reduced service fees on eligible orders over $12 on DoorDash and Caviar. Activate by December 31, 2021.

If you earn 2x points on a grocery store purchase, and can use those points at 1.25 cents per point towards grocery store purchases using the Pay Yourself Back tool, that works out to 2.5% cashback towards grocery store purchases.

Chase Sapphire Reserve new changes:

  • New: 3X points at Grocery Stores. 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021, including pickup and eligible grocery store delivery services. It’s automatic—no activation required.
  • Extended through April 2021: Redeem Ultimate Rewards points at 1.50 cents per points towards grocery store, dining, and home improvement stores. (Previously only travel through their portal.) Through April 30, 2021, your points are worth 50% more when you redeem them for statement credits after using your card at grocery stores and dining at restaurants (including takeout and eligible delivery services), home improvement stores and select charitable organizations. Footnote1(Opens Overlay) Just choose an eligible purchase made with your Sapphire Reserve card from the past 90 days. Then, apply the points for all or part of the purchase and receive a statement credit.
  • Extended through June 2021: $300 annual travel credit works on gas station and grocery store purchases. There are more ways to earn your annual $300 Travel Credit. Through June 30, 2021, gas station and grocery store purchases will count toward earning your Travel Credit. You’ll also earn points on these purchases. And, as always, after your first $300 in travel purchases, you’ll immediately start earning 3x points on travel.
  • 12+ months of Dashpass Membership plus $60 in Doordash food credit per calendar year. For a minimum of one year, enjoy a complimentary DashPass, DoorDash’s subscription service that provides unlimited restaurant deliveries with $0 delivery fee and reduced service fees on eligible orders over $12 on DoorDash and Caviar. Activate by December 31, 2021. Plus, earn up to $120 in statement credits on DoorDash purchases through 2021—that’s $60 in statement credits through 2020 and another $60 in statement credits through 2021.
  • Annual fee renewal $100 discount. Sapphire Reserve annual fee renewals through the end of 2020 will be $450 instead of the normal $550. This is only for renewals, not new cardmembers.

If you earn 3x points on a grocery store purchase, and can use those points at 1.5 cents per point towards grocery store purchases, that works out to 4.5% cashback towards grocery store purchases.

Filed Under: Credit Cards, Deals & Offers //

$45 of Free Grubhub Food: Rakuten $30 + Grubhub 11% Cash Back / $10 Off

Posted on October 19, 2020 // Leave a Comment

There are three separate deals going on right now that are stackable. Altogether, if you sign up for new accounts for Grubhub and Rakuten, you can effectively get about $45 of food for free!

  • $30 Rakuten bonus. Rakuten (formerly eBates) is a cashback shopping portal. Right now, they have an limited-time $30 new user bonus via referral when you make your first purchase of $30+ through any participating Rakuten retailer within 90 days of joining. The standard non-referral bonus is only $10.
  • $10 off first order of $15+ from Grubhub. New users of Grubhub food delivery can get $10 off your first Grubhub order of $15+ and free delivery if you join via my referral link. This comes from Grubhub itself.
  • 11% Cash Back on first Grubhub order via Rakuten app. Rakuten actually gives cash back on Grubhub purchases, which makes it an easy way to trigger the $30 bonus above. In addition, you can get 11% cash back on your first order and also 2% cash back on future orders. You must order via their app.

Here is a detailed step-by-step breakdown:

  • First, sign up for Grubhub here.
  • Next, sign up for Rakuten here.
  • Download the Rakuten app and sign in.
  • Using Rakuten app, search for Grubhub and order within the app.
  • You should be able to apply your $10 off code and also get free delivery on your first order. Be sure that the net order amount after discounts and before tax and tip is a least $30. So order about $45 of food.
  • This will trigger the $30 Rakuten bonus, and then you’ll also see the 11% cash back afterward in your Rakuten balance.

Let’s say you order $45.45 of food. $10 off from Gruhbub + $30 off from Rakuten + 11% cash back = $45 of free food! These are all my referral links and I will get the referrer credit when you use them. Thanks if you use them!

For future orders, you can still get 2% cash back on Grubhub through Rakuten app, on top of any credit card rewards. In addition, you can also get free Gruhhub+ membership with Lyft Pink membership (included with the Chase Sapphire Reserve card).

Filed Under: Deals & Offers //

Amazon Prime Day 2020: Big List of Deals and Discounts (Updated)

Posted on October 14, 2020 // Leave a Comment

Amazon Prime Day is over, don’t forget to spend your free credits. Here are their current Holiday Dash Deals of the Day.

Amazon Prime Day 2020 is October 13th and 14th. I’ll try to keep this post updated with the most recent offers. There are usually many opportunities to save some money without buying stuff you don’t need (and thus offset a chunk of that membership fee). I bought a discounted Eero WiFi system last year and it was definitely a worthwhile upgrade.

As the name suggests, most deals require a Prime membership. New members can sign up for a 30-day free trial. If you’ve already done the trial, you can simply buy a month of Prime for $12.99 ($5.99 with EBT or Medicaid card).

Newest Deals

General Deals

Amazon Device Deals

Amazon Partner Deals

Filed Under: Deals & Offers //

Guest Opinion Rewards: Earn 10,000 Hilton Points With First Survey

Posted on October 12, 2020 // 3 Comments

If like many people you haven’t been traveling, you still need to keep an eye on the expiration policies of those airline and hotel points. Most programs offer both dining and survey programs which make it relatively easy to earn a few miles and prevent your points from expiring.

Guest Opinion Rewards works with Hilton Honors points, which expire after 12 months of inactivity. Right now, this special link (not my link) should have text that states “Earn 10,000 Hilton Honors Bonus Points when you take your first survey!”. Hat tip to The Gate. You need to complete a survey within 3 months of enrolling, but I just signed up, verified my e-mail, and completed the shortest survey available all within about 10 minutes. My 10,000 points already show up as pending, and are supposed to arrive in 6-8 weeks.

*Bonus Points are only available to newly enrolled members who complete their first survey within 3 months of enrolling, through this offer. Terms and conditions apply and are subject to change; contact Research Now for details.

Your situation may be different, but I don’t participate in most of these paid surveys as they often aren’t a good value for the time spent. But a 5-minute survey that earns even 5 points once a year can keep 100,000 miles/points from expiring. It helps not to wait until the last minute, as they may take a few weeks to post. (Many programs have paused expiration for the moment, but it is still good to create activity as that won’t last forever. Hilton has paused expiration until 12/31/2020.)

I also use The Opinion Terminal for Alaska Air miles and Opinions Take Flight for Hawaiian Air miles. These are the airlines with which I don’t always generate miles every year, but still have a decent miles balance that I wish to keep active.

Filed Under: Deals & Offers //

Simple Credit Card / Brokerage / Bank Promotion Spreadsheet Template (Google Drive)

Posted on October 7, 2020 // Leave a Comment

gsheetsIf you can’t tell by now, I enjoy participating in various credit card, brokerage, and banking promotions throughout the year. I think of it as a profitable hobby, as I enjoy trying out different financial products in addition to the thousands of dollars in extra income each year. Below is the simple spreadsheet that I use to I track all of the various the requirements and deadline dates involved. I also set online calendar reminders using those dates.

I just moved it over to Google Sheets – the first link will allow you to make your own personal copy to edit as you wish. Please don’t ask for access to the original sheet, as that would mess it up for everyone else.

 

I intentionally keep it rather minimalist. This Reddit template by u/garettg is another example with many more bells and whistles.

See also: MMB Simple Portfolio Rebalancing Spreadsheet Template and How I store my physical credit cards.

Filed Under: Banking, Credit Cards, Deals & Offers, Investing //

Amazon Prime: Spend $20 on eBooks, Get $5 eBook Credit

Posted on October 7, 2020 // Leave a Comment

Amazon has a new promotion for Prime members: Spend $20 on Kindle eBooks, get $5 eBook credit.. You must activate at the link and spend $20 on any eBooks by October 12th, 2020.

Here are (again) my recommended books about early retirement and financial freedom:

Here are all my book reviews in reverse-chronological order.

Filed Under: Deals & Offers //

Free Grubhub+ Membership with Lyft Pink (Chase Sapphire Reserve), $10 Off First Order

Posted on October 6, 2020 // 4 Comments

Lyft has announced that Lyft Pink members will automatically get a free Grubhub+ membership (or Seamless+ if you live in New York City). Grubhub+ usually costs $9.99 a month and includes:

  • Unlimited free delivery from from nearly 200,000 restaurants ($12 minimum order).
  • Exclusive member discounts featuring free food, dollars-off and more from popular restaurants
  • Donation matching through Grubhub’s Donate the Change program with all proceeds currently going towards the Grubhub Community Relief Fund, supporting communities in need impacted by COVID-19

This is notable because Lyft Pink (reg. $199 a year) is included free with the popular Chase Sapphire Reserve card. This adds another potentially valuable perk to offset that high annual fee.

Receive up to 15% off car rides, plus other benefits, such as priority airport pickups, relaxed cancellations, and exclusive saving opportunities with one year of complimentary Lyft Pink, a $199 minimum value, when you or your authorized user activates with a Sapphire Reserve card by March 31, 2022. Lyft Pink will be registered in the name of the cardmember who first activates the benefits.

If you have not joined Grubhub yet, you can get $10 off your first Grubhub order of $15+ if you join via my referral link. I will get food credits as well. Thanks if you use it!

If you already have both Lyft Pink and Grubhub accounts, link them together and activate here.

The Chase Sapphire Reserve also gives a free year of Dashpass membership (free delivery on DoorDash) along with $60 in statement credits on DoorDash food purchases ($60 in 2020 and $60 in 2021). If you are new customer to DoorDash and sign up via my DoorDash referral link, you will get $10 off your first 3 DoorDash orders over $20 ($30 total savings). I will get food credits as well. Thanks if you use it!

Filed Under: Credit Cards, Deals & Offers //

Instacart Express: Free Two-Month Trial Membership with Mastercard

Posted on October 6, 2020 // Leave a Comment

Mastercard has partnered with Instacart to offer a free 2-month membership to Instacart Express when you join with a Mastercard, but after the 2 months you will automatically renew at the $99 annual rate.

Join today with Mastercard® to enjoy Instacart Express member benefits for 2 months at no charge. After 2 months, your Instacart Express membership will automatically renew to an annual plan and $99 will be automatically charged to your default, active and registered Mastercard® on file with your Instacart account at the time of renewal. Starting a membership with your Mastercard® updates your default payment method. See your Instacart Express account page to make changes or cancel your plan.

Instacart Express usually costs $9.99 a month and includes free delivery on $35+ orders and reduced service fees. They claim the average savings is $7 per order. Be sure to set a calendar reminder to cancel.

Filed Under: Deals & Offers //

Best Interest Rates on Cash – October 2020

Posted on October 5, 2020 // 2 Comments

Here’s my monthly roundup of the best interest rates on cash for October 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often at lesser-known credit unions) when they yield more than bonds. Check out my Ultimate Rate-Chaser Calculator to see how much extra interest you’d earn by moving money between accounts. Rates listed are available to everyone nationwide. Rates checked as of 10/4/2020.

High-yield savings accounts
While the huge megabanks pay essentially no interest, it’s easy to open a new “piggy-back” savings account and simply move some funds over from your existing checking account. The interest rates on savings accounts can drop at any time, so I list the top rates as well as competitive rates from banks with a history of competitive rates. Some banks will bait you with a temporary top rate and then lower the rates in the hopes that you are too lazy to leave.

  • Affirm has the top rate at the moment at 1.00% APY with no minimum balance requirements. I wonder how long this will last, as the rate is high but Affirm also charges really high interest to let folks buy jeans on a payment plan. There are several other established high-yield savings accounts at a little below 1% APY for now.
  • As noted in my past two monthly updates, I took a gamble and opened an HM Bradley last quarter, shifted over my direct deposit, didn’t withdraw it, and am now earning 3% APY on up to $100,000 of my liquid savings from October through December 2020. My long-term concerns still linger, but I am impressed that they kept their rates high for this quarter. You can still earn 1% for this quarter (and hopefully qualify for the higher tiers next quarter) if you can move over a direct deposit.

Short-term guaranteed rates (1 year and under)
A common question is what to do with a big pile of cash that you’re waiting to deploy shortly (just sold your house, just sold your business, legal settlement, inheritance). My usual advice is to keep things simple and take your time. If not a savings account, then put it in a flexible short-term CD under the FDIC limits until you have a plan.

  • No Penalty CDs offer a fixed interest rate that can never go down, but you can still take out your money (once) without any fees if you want to use it elsewhere. Marcus has a 7-month No Penalty CD at 0.75% APY with a $500 minimum deposit. AARP members can get an 8-month CD at 0.85% APY. Ally Bank has a 11-month No Penalty CD at 0.60% APY for all balance tiers. CIT Bank has a 11-month No Penalty CD at 0.35% APY with a $1,000 minimum deposit. You may wish to open multiple CDs in smaller increments for more flexibility.
  • CommunityWide Federal Credit Union has a 12-month CD at 0.95% APY ($1,000 min). Early withdrawal penalty depends on how early you withdraw. Anyone can join this credit union via partner organization ($5 one-time fee).

Money market mutual funds + Ultra-short bond ETFs
If you like to keep cash in a brokerage account, beware that many brokers pay out very little interest on their default cash sweep funds (and keep the difference for themselves). The following money market and ultra-short bond funds are NOT FDIC-insured and thus come with a possibility of principal loss, but may be a good option if you have idle cash and cheap/free commissions.

  • The default sweep option is the Vanguard Federal Money Market Fund which has an SEC yield of 0.05%. Vanguard Cash Reserves Federal Money Market Fund (formerly Prime Money Market) currently pays an 0.04% SEC yield.
  • Vanguard Ultra-Short-Term Bond Fund currently pays 0.70% SEC yield ($3,000 min) and 0.80% SEC Yield ($50,000 min). The average duration is ~1 year, so there is more interest rate risk.
  • The PIMCO Enhanced Short Maturity Active Bond ETF (MINT) has a 0.47% SEC yield and the iShares Short Maturity Bond ETF (NEAR) has a 0.64% SEC yield while holding a portfolio of investment-grade bonds with an average duration of ~6 months. Note that there was a sudden, temporary drop in net asset value during the March 2020 market stress.

Treasury Bills and Ultra-short Treasury ETFs
Another option is to buy individual Treasury bills which come in a variety of maturities from 4-weeks to 52-weeks. You can also invest in ETFs that hold a rotating basket of short-term Treasury Bills for you, while charging a small management fee for doing so. T-bill interest is exempt from state and local income taxes. Right now, this section isn’t very interesting as T-Bills are yielding close to zero!

  • You can build your own T-Bill ladder at TreasuryDirect.gov or via a brokerage account with a bond desk like Vanguard and Fidelity. Here are the current Treasury Bill rates. As of 10/2/2020, a new 4-week T-Bill had the equivalent of 0.10% annualized interest and a 52-week T-Bill had the equivalent of 0.12% annualized interest.
  • The Goldman Sachs Access Treasury 0-1 Year ETF (GBIL) has a 0.00% SEC yield and the SPDR Bloomberg Barclays 1-3 Month T-Bill ETF (BIL) has a -0.04% (!) SEC yield. GBIL appears to have a slightly longer average maturity than BIL.

US Savings Bonds
Series I Savings Bonds offer rates that are linked to inflation and backed by the US government. You must hold them for at least a year. There are annual purchase limits. If you redeem them within 5 years there is a penalty of the last 3 months of interest. The annual purchase limit is $10,000 per Social Security Number, available online at TreasuryDirect.gov. You can also buy an additional $5,000 in paper I bonds using your tax refund with IRS Form 8888.

  • “I Bonds” bought between May 2020 and October 2020 will earn a 1.06% rate for the first six months. The rate of the subsequent 6-month period will be based on inflation again. More info here.
  • In mid-October 2020, the CPI will be announced and you will have a short period where you will have a very close estimate of the rate for the next 12 months. I will have another post up at that time.
  • See note about EE Bonds as a potential long-term bond alternative.

Prepaid Cards with Attached Savings Accounts
A small subset of prepaid debit cards have an “attached” FDIC-insured savings account with exceptionally high interest rates. The negatives are that balances are capped, and there are many fees that you must be careful to avoid (lest they eat up your interest). Some folks don’t mind the extra work and attention required, while others do. There is a long list of previous offers that have already disappeared with little notice. I don’t personally recommend nor use any of these anymore.

  • One of the few notable cards left in this category is Mango Money at 6% APY on up to $2,500, along with several hoops to jump through. Requirements include $1,500+ in “signature” purchases and a minimum balance of $25.00 at the end of the month.

Rewards checking accounts
These unique checking accounts pay above-average interest rates, but with unique risks. You have to jump through certain hoops, and if you make a mistake you won’t earn any interest for that month. Some folks don’t mind the extra work and attention required, while others do. Rates can also drop to near-zero quickly, leaving a “bait-and-switch” feeling. If you want rates above 2% APY, this is close to the only game in town.

  • Consumers Credit Union Free Rewards Checking (my review) still offers up to 4.09% APY on balances up to $10,000 if you make $500+ in ACH deposits, 12 debit card “signature” purchases, and spend $1,000 on their credit card each month. The Bank of Denver has a Free Kasasa Cash Checking offering 2.50% APY on balances up to $25,000 if you make 12 debit card purchases and at least 1 ACH credit or debit transaction per statement cycle. If you meet those qualifications, you can also link a savings account that pays 1.50% APY on up to $50k. Thanks to reader Bill for the updated info. Find a locally-restricted rewards checking account at DepositAccounts.

Certificates of deposit (greater than 1 year)
CDs offer higher rates, but come with an early withdrawal penalty. By finding a bank CD with a reasonable early withdrawal penalty, you can enjoy higher rates but maintain access in a true emergency. Alternatively, consider building a CD ladder of different maturity lengths (ex. 1/2/3/4/5-years) such that you have access to part of the ladder each year, but your blended interest rate is higher than a savings account. When one CD matures, use that money to buy another 5-year CD to keep the ladder going. Some CDs also offer “add-ons” where you can deposit more funds if rates drop.

  • The Federal Savings Bank has a 5-year promo certificate at 1.50% APY ($10,000 min), 3-year at 1.20% APY, and 18-month at 1.10% APY. The early withdrawal penalty for the 5-year is 12 months of interest.
  • You can buy certificates of deposit via the bond desks of Vanguard and Fidelity. You may need an account to see the rates. These “brokered CDs” offer FDIC insurance and easy laddering, but they don’t come with predictable early withdrawal penalties. Vanguard has nothing special right now, I see a 5-year at 0.45% APY right now. Be wary of higher rates from callable CDs listed by Fidelity.

Longer-term Instruments
I’d use these with caution due to increased interest rate risk, but I still track them to see the rest of the current yield curve.

  • Willing to lock up your money for 10 years? You can buy long-term certificates of deposit via the bond desks of Vanguard and Fidelity. These “brokered CDs” offer FDIC insurance, but they don’t come with predictable early withdrawal penalties. At this writing, Vanguard has a 10-year at 0.65% APY. Watch out for higher rates from callable CDs from Fidelity.
  • How about two decades? Series EE Savings Bonds are not indexed to inflation, but they have a unique guarantee that the value will double in value in 20 years, which equals a guaranteed return of 3.5% a year. However, if you don’t hold for that long, you’ll be stuck with the normal rate which is quite low (currently 0.10%). I view this as a huge early withdrawal penalty. But if holding for 20 years isn’t an issue, it can also serve as a hedge against prolonged deflation during that time. Purchase limit is $10,000 each calendar year for each Social Security Number. As of 10/2/2020, the 20-year Treasury Bond rate was 1.25%.

All rates were checked as of 10/4/2020.

Filed Under: Banking, Deals & Offers, Investing //

Southwest Companion Pass: Free 2-Month Pass With Paid Flight

Posted on September 22, 2020 // Leave a Comment

Southwest has a new companion pass promotion where can get a companion pass free for nearly two months at the beginning of 2021. Here are the requirements (you must make your ticket purchase soon):

  • Register at the promo link, and then purchase a flight by 9/24.
  • Travel by 11/15.
  • Companion flies free with you from 1/6/2021 to 2/28/2021.

The qualifying flight only need to be one person with a paid flight. Remember to register your Rapid Rewards (RR) number at the promo link first, then buy your ticket using that same RR number. Changes made to the itinerary after purchase may eliminate qualification for promotion.

I have written more about the Companion Pass here, including how the requirements are loosened for 2020. Obviously this promo won’t be of interest to everyone, but if you needed to fly anyway, it can be a good opportunity to try out the companion pass. Thanks to reader Mark for the tip.

Filed Under: Credit Cards, Deals & Offers //
« Previous Page
Next Page »