The Double Tax Advantage of Donating Appreciated Stocks Directly

If you own stocks in a taxable brokerage account and make charitable donations, consider donating your stocks this year instead of just writing a check. Why? Given the all-time market highs, your stocks, mutual funds, and/or ETFs probably have … [Read the rest]

This Vanguard Chart Is Why Schwab Bought TD Ameritrade

The big news while I was on vacation was that Schwab bought TD Ameritrade for $26 billion in an all-stock transaction (press release). Well, first Schwab shaved off 17% of TD Ameritrade's value by cutting their trade commissions to zero, and then … [Read the rest]

Giving Tuesday 2019: Double Your Impact With Matching Donations

Tuesday, December 3rd is Giving Tuesday 2019, an international day all about giving support through charities and nonprofits by donating money and goods or volunteering your time. In case you aren't inundated with mailings already, this time of year … [Read the rest]

Amazon Black Friday Cyber Week+ 2019: Gift Cards, Apple iPad, MacBook, Samsung, Bose Deals + Stackable Discounts

Updated with new deals. Most recently added: Here are all of the discounted gift cards with Last-Minute Deals Samsung Galaxy Watch Active (40mm) now $149 Samsung Galaxy Watch Active2 W/ Enhanced Sleep Tracking Analysis, Auto Workout … [Read the rest]

Thankful: Replacing “I Have To” With “I Get To”

One trick that I picked up these year was to replace "I have to" with "I get to" when I start feeling tired, stressed, and grouchy. It's a simple way to remind myself to be thankful for many of the everyday things we "have" to do. Here are some … [Read the rest]

TopCashBack: $25 to Spend at Walmart Freebie (New Members)

TopCashBack.com rebates you back a percentage of your purchases made through online stores like Macys.com or Walmart.com. There are many such cashback portals, but TopCashBack promises to rebate you 100% of all commissions earned. If you are going … [Read the rest]

Andrews FCU 3-Month/84-Month Certificates at 3% APY

Andrews FCU has a few special certificate rates going on right now. These aren't my idea of doorbusters, but interest rates are low again and these do manage to break the 3% APY barrier (barely). 3-Month Share Certificate at 3.01% APY ($1,000 … [Read the rest]

The Permanent Gift Guide 2019 – Give Stuff That Lasts Forever

I'm reading through all these gift guides and so much of it seems just trendy and disposable. Do any of the authors actually own all the stuff they list? How many of these gifts will end up forgotten in a few months? I decided to create an … [Read the rest]

Discounted Delta Gift Cards: 10% Off at Costco

Costco has 10% off face value on Delta Airlines gift cards for a limited-time. Face value $500 and $1,000. No expiration date. You must sign-in as a Costco member to purchase. Delta Gift Cards can be used toward airfare on any … [Read the rest]

Peerstreet Case Study #2: NJ Commercial Property Foreclosure Recovery

I've invested over $50,000 of my "alternative" money into PeerStreet real estate notes because of the ability to diversify into 50+ different high-interest loans backed by physical real estate. Here is a case study of a commercial property loan … [Read the rest]

Top 10 College Rankings by Return on Investment (ROI)

When I was applying to college, my parents went to the drugstore, bought a copy of US News & World Report magazine, and said that I could only apply to a school ranked in the Top 5 for my major (Engineering). That was the only out-of-state or … [Read the rest]

Morningstar Top 529 College Savings Plan Rankings 2019

Investment research firm Morningstar has released their annual 529 College Savings Plans analyst ratings for 2019. While the full ratings and plan analysis for every individual plan are restricted to paid premium members, the vast majority are … [Read the rest]