I was looking for a historical chart of the 30-year US Treasury yield that adjusted for inflation, as the yields were much higher in the 1970s and 1980s but inflation was quite high as well. The closest I could find was this chart of the … [Read the rest]
The big news in sports yesterday was the retirement of Andrew Luck from professional football at the age of 29. Here are two takes from The Ringer: Andrew Luck and the Afterburn of Early Retirement and Andrew Luck Gave Up Fame, Riches, and Football … [Read the rest]
Previously, I wrote about how you might consider retiring earlier if you have adequate flexibility to decrease your spending temporarily and/or earning additional money. If you have early good luck with market returns, you will gain many more years … [Read the rest]
Morningstar has another educational article about investing in REITs as a separate asset class (free registration may be required). The entire article is worth a read, as it does a good job of summarizing the basic arguments for either carving out … [Read the rest]
Updated 2019. Each of the four major cell phone providers offer discounts for certain large groups, even applied to an existing personal line. You could qualify through your employer, educational institution, or even affiliation with certain … [Read the rest]
The NY Times has a new article They Supply the Garage, You Bring the Elbow Grease where you rent space hourly or daily for DIY car repairs. The article referenced GarageTime as a place to search for a residential or commercial garage space in your … [Read the rest]
Last week, the yield on the 30-year US Treasury bond dropped below 2% for the first time in history. Many other articles will try to explain why this happened, and what this means for the future. Not me. I have no clue what's coming and don't … [Read the rest]
Now live for 2019. Museum Day is an annual event hosted by Smithsonian magazine in which participating museums across the country open their doors to anyone presenting a Museum Day Ticket for free. This is in following the spirit of Smithsonian … [Read the rest]
When it comes to Financial Independence Retire Early (FIRE), many people get turned off because they define retirement as "never, ever working again for money". Financial independence fits better with my goal of spending the most of your limited … [Read the rest]
You've probably heard of the "4% rule" when withdrawing income from a retirement portfolio. I think using such a rule is fine when you are early in the accumulation phase, although I like the "3% rule" better for early (long) retirements. But … [Read the rest]
Capital One is running a $500 cash bonus promotion for new 360 Money Market accountholders. Note that if you have or had an open savings product (excludes CDs) with Capital One on or after January 1, 2016, you're ineligible for the bonus. Here are … [Read the rest]
Here's the short version of this depressing WSJ article Families Go Deep in Debt to Stay in the Middle Class (paywall?). Household incomes have gone nowhere. Meanwhile, housing prices are up, healthcare costs are up, and college tuition has … [Read the rest]
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