Cashing in your frequent flier miles for a free flight can be hit or miss, especially around a holiday. Which airlines are the most generous with making seats available? Each year, consulting firm IdeaWorks tries to run a fair comparison of all … [Read the rest]
Morningstar has an educational series on How and Why to Invest in Bonds, and one of the included articles What Role Do Bonds Play in a Portfolio? had an interesting chart of the correlations between several major asset classes for the past decade up … [Read the rest]
While poking around the Bogleheads investing forum, I came across a thread discussing a 2015 ETF.com interview with the late Jack Bogle that touches on the topic of mailbox money in retirement. First, a nice dose of Bogle common sense: If anybody … [Read the rest]
Over the weekend, I saw a local news piece on how the "average person needs only eight hours of work per week to be happy". The source was a paper in the Social Science and Medicine journal titled A shorter working week for everyone: How much paid … [Read the rest]
I'm still learning about immediate annuities as a potential future income stream, and came across this ImmediateAnnuities.com article about the relationship between immediate annuity payout rates and interest rates. (Note: I am not talking about … [Read the rest]
Navy Federal Credit Union is the nation's largest credit union and has recently surpassed $100 billion in assets as reported by DepositAccounts. I can understand their growth, as many of their financial products have very competitive rates, … [Read the rest]
The World of Hyatt credit card is a Hyatt consumer credit card issued by Chase that offers several perks for those that enjoy Hyatt hotels. There is a current sign-up bonus of up to 65,000 Hyatt points. Here are the highlights: 30,000 … [Read the rest]
One the big decisions in portfolio construction is how much to allocate between US stocks and non-US stocks. You won't find universal agreement on a correct answer, but this Morningstar article Investors Have Fewer Reasons Than Ever for Home Bias … [Read the rest]
One of the biggest problems in retirement planning is making sure a pile of money lasts through your retirement. I have read hundreds of articles about this topic, and still haven't a perfect solution to this problem. Most recently, I looked into … [Read the rest]
Updated 2019 with more websites. "People would care more about privacy if they knew how exposed they already are online," says Geoffrey A. Fowler in his WSJ article Your Data Is Way More Exposed Than You Realize. I hear this all the time: “I … [Read the rest]
Here's my portfolio update for the second quarter of 2019. Most of my dividends arrive on a quarterly basis, and this helps me determine where to reinvest them. These are my real-world holdings, including 401k/403b/IRAs, taxable brokerage … [Read the rest]
A mortgage broker once told me that he didn't care if rates were high or low. He just wanted them to change. As long as interest rates move enough in either direction, more mortgages will be created. He's probably getting a lot of calls right … [Read the rest]
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