Vanguard Target Date Retirement Funds Nudge Younger Investors To Own More Stocks

Vanguard has a blog post about their Target Retirement 20XX funds (TDFs) with a few interesting stats (via Abnormal Returns): 97% of all Vanguard retirement plan participants had a target-date fund as an available investment option. 77% of … [Read the rest]

Best Interest Rates on Cash – June 2019

Here's my monthly roundup of the best interest rates on cash for June 2019, roughly sorted from shortest to longest maturities. Things are pretty dull this month – mostly small rate drops on CDs due to the inverted yield curve. Check out my … [Read the rest]

Barclaycard Arrival Plus World Elite Review: $700 Towards Any Travel + Annual Fee Waived First Year

This offer has expired. The Barclaycard Arrival Plus World Elite MasterCard® is a travel rewards card that has just increased their sign-up bonus to 70,000 points (worth $700 towards any travel), and the annual fee is also waived for the first … [Read the rest]

Chase Freedom Card Review: 5% Cash Back on Quarterly Categories + $150 Sign Up Bonus

The Chase Freedom Card is a popular cash back rewards credit card. What makes it unique is the combination having no annual fee and the ability to get 5% Cash Back on up to $1,500 in combined purchases in bonus categories each quarter. Here are the … [Read the rest]

Couples and Money: The Proportional Sharing Method

If there's one topic that's probably more sensitive than people talking about their money, it's how they split their money with their partners. I am swayed by the method proposed by this post - Why Couples Should Split Expenses By How Much They … [Read the rest]

Keep Your Hilton Honors Points From Expiring with a $1 Amazon Purchase

Updated with alternative method. My relative lack of travel these days means that I am constantly keeping miles and points from expiring. Here's the official policy of Hilton Honors point expiration: Hilton Honors Points do not expire as long … [Read the rest]

Nomadland Book: What Really Happens When You Don’t Save Enough For Retirement?

I'm reading Nomadland: Surviving America in the Twenty-First Century by Jessica Bruder. Essentially, it's the story what happens to a group of people when their plans for retirement fall apart. Here's the book blurb: From the beet fields of North … [Read the rest]

Firstrade Free Trades on Stocks, ETFs, Options, Even Mutual Funds

Firstrade.com has announced free online trades on stocks, exchange-traded funds (ETFs), options and mutual funds. All of them. As a more traditional online broker, Firstrade includes access to all stocks, ETFs, options and mutual funds currently … [Read the rest]

Dividend ETF Comparison: Total Market vs. High Dividend vs. Steady Dividend Growth

After my post on mailbox money last week, I did some poking around comparing different dividend-focused ETFs. Specifically, the idea of focusing on companies with a steadily growing dividend, not a high dividend yield. Here are three different … [Read the rest]

Capital One Savor Cash Rewards Credit Card Review – $200 Bonus + 3% Cash Back at Restaurants and Grocery Stores (no Walmart/Target)

Capital One has refreshed their card_name with a sign-up bonus, no annual fee, and unlimited 3% cash back at both restaurants and grocery stores (no Walmart/Target Superstores). Here are the highlights: One-time $200 cash bonus once you spend … [Read the rest]

Mailbox Money in Retirement: Social Security, Pensions/Annuities, Bond Interest, and Stock Dividends

I am always curious about the nitty-gritty details of how real-world financial planners guide their clients. Krueger & Catalano has shared some unique insights on their website, including the topic of creating retirement income in How Much is … [Read the rest]

Berkshire Hathaway Post-Shareholder Meeting CNBC Interview 2019 Full Video, Full Transcript (Buffett, Munger, and Gates)

On the Monday after the recent Berkshire Hathaway shareholder meeting, Becky Quick of CNBC did another 2-hour interview with Warren Buffett, Charlie Munger, and Bill Gates. CNBC has thankfully posted the entire interview online along with a full … [Read the rest]