Morgan Housel wrote a post called The Biggest Returns which really resonated with my outlook on investing and personal finance. The main idea was that you should consider the impact of your efforts in relation to the time and energy spent. The … [Read the rest]
Update: This deal is back for one day again - February 19th, 2019. The benefit of "old-school" desktop tax software is that it doesn't require your Social Security Number and financial details to be stored in the "cloud", a fancy word for a … [Read the rest]
Building a "CD ladder" means funding a combination of certificates of deposit (CDs) with different maturities so that you have always have a portion of your funds maturing soon (providing liquidity) but you also increase your interest rates (more … [Read the rest]
I recently joined the NASA Federal Credit Union to take advantage their current certificate rate specials (as mentioned in my monthly list of best interest rates). NASA FCU has had some good specials over the last year or so, and I finally decided … [Read the rest]
If you have any Amazon Echo device, you can start an Audible trial by simply saying "Alexa, start my Audible trial". This will start a 30-day free trial, but through February 8th, 2019 at 4pm PT, signing up in this voice manner will get your 4 free … [Read the rest]
If you have Amazon Prime, I noticed that the documentary film Generation Wealth is now included as of February 1st, 2019. Here's a short blurb and the trailer: Lauren Greenfield examines materialism, celebrity culture, and social status and … [Read the rest]
Flat $10 New Member Bonus is back. TopCashBack has a bunch of rotating new member bonuses, but they are often for something like a big package of flushable wipes or laundry detergent. From now until February 14th, 2019, they have brought back the … [Read the rest]
Links checked and updated for 2019. With DIY tax prep software, it is always wise to note the cost of your state return and e-File as it may actually cost more than your federal return (especially if you wait until April to file). As such, you may … [Read the rest]
Here's my monthly roundup of the best interest rates on cash for February 2019, roughly sorted from shortest to longest maturities. Check out my Ultimate Rate-Chaser Calculator to get an idea of how much extra interest you'd earn if you are moving … [Read the rest]
Cooking at home can save a lot of money as opposed to eating out all the time. We all know that, right? If not, here's a big green chart to drill it in, taken from How Much Money Do You Save by Cooking at Home? by Wellio: Here's what that … [Read the rest]
Update April 2019: I have had trouble with Empower after opening an account, specifically getting them to credit my interest. I would not recommend Empower as a bank replacement at this time. They do not have have any phone number for customer … [Read the rest]
Individual Retirement Arrangements (IRAs) are way to save money towards retirement that also saves on taxes. For 2019, the annual contribution limit for either Traditional or Roth IRAs increased to $6,000 (it is roughly indexed to inflation). The … [Read the rest]
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