2018 IRS Federal Income Tax Brackets Example (Married No Kids)

The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with no children in Tax Year 2018. I'll also … [Read the rest]

Amazon Prime Day 2018: Big List of Deals and Discounts

A few more hours... Amazon Prime Day 2018 is here. I'll try to keep this post updated with the most recent offers (and remove the expired ones). There are usually many opportunities to save some money without buying stuff you don't need (and thus … [Read the rest]

2018 IRS Federal Income Tax Brackets Breakdown Example (Single)

The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a single filer with no dependents in Tax Year 2018. I'll try to illustrate … [Read the rest]

Target $20 off $50+ Coupon, 15% Off Coupon Via Text

Expired: This offer is no longer available. Target is offering a mobile coupon for $20 off a $50+ purchase. Simply text LKWKGK to TARGET (827438) and a special link and promo code will be texted back to you. Coupon will expire 10/31/18. Valid … [Read the rest]

2018 IRS Federal Income Tax Brackets Breakdown Example (Married w/ 1 Child)

The Tax Cuts and Jobs Act (TCJA) changed up the personal income tax brackets, exemptions, and deductions. Here is an updated graphical breakdown of a simple scenario for a married filing joint couple with 1 dependent in Tax Year 2018. I'll also … [Read the rest]

Why ‘Find Your Passion’ Can Be Bad Advice

The power of mindset was popularized by psychology professor Carol Dweck in her book Mindset: The New Psychology of Success and others including the bestseller Grit: The Power of Passion and Perseverance. The fixed mindset believes that success is … [Read the rest]

Auto Parts Class Action Settlement ($1 Billion Covering Most New Cars Bought Since 1995)

Here's a big Auto Parts Class Action lawsuit with over $1 billion in total settlements across many different suppliers. The lawsuit claims that multiple auto parts manufacturers conspired together to keep their prices high ("price-fixing"). This … [Read the rest]

Retirement: Start Saving Regularly, Even If You Start Small

T. Rowe Price has a brochure The Benefit of Saving Regularly For Retirement [pdf] which has the common advice that you target saving at least 15% of your gross income each year to prepare for retirement. Of course, the earlier you start, the … [Read the rest]

Save Money By Splitting Doses of Frontline Plus Flea Medication – Up to 90% Savings!

Updated. The NY Times The Secret Price of Pets was rather eye-opening. We definitely spent a lot of money near the end of our last dog's life, but Neuticles? Cosmetic surgery? Meanwhile, the cost of flea medication has dropped for us from $10 a … [Read the rest]

Vanguard Will Offer Commission-Free Trades on All ETFs (Including iShares, Fidelity, Schwab, Etc)

Vanguard made a splash last week when it announced that it will offer commission-free trades on all ETFs in it brokerage accounts. Vanguard ETFs had been free to trade already. Starting in August, they will add nearly 1,800 ETFs from competitors … [Read the rest]

Barclays Arrival Premier World Elite Mastercard Review

The Barclays Arrival® Premier World Elite Mastercard® is no longer available. … [Read the rest]

Best Interest Rates on Cash – July 2018

Here is my monthly roundup of the best safe rates available, roughly sorted from shortest to longest maturities. Check out my Ultimate Rate-Chaser Calculator to get an idea of how much additional interest you'd earn if you are moving money between … [Read the rest]