Robinhood App Review: Free Stock Trades, Free Options Trading, No Minimum Balance

Updated. Robinhood is one of the new wave of brokerage apps. They started with free stocks trades, but have since expanded their suite of services to the following: Free stock and ETF trades. No minimum balance requirement. Free options … [Read the rest]

Affirm: Immediate Gratification + Hiding The Pain of Paying Upfront

Here is an interesting longform Racked article about Affirm micro-loans. Now, instead of (gasp!) saving up for a few months before paying cash for those $200 jeans, you could have them today for $235. It's basically credit card debt for people … [Read the rest]

Wyndham Hotels Promotion: Stay Twice, Get One Free Night at Any Wyndham

Wyndham Hotels has a new Stay Twice, Get a Free Night promotion. Wyndham Hotels is an interesting chain of hotels that includes Days Inn, Travelodge, Super 8, Howard Johnson, Ramada, Dolce, Wingate, and Wyndham Grand hotels. If you register here … [Read the rest]

Grubhub Referral: $10 Off + Free Delivery on First Order

If you have not joined Grubhub yet, you can get $10 off your first Grubhub order of $15+ and free delivery if you join via my referral link. I will get food credits as well. Thanks if you use it! You can also get free Gruhhub+ membership with Lyft … [Read the rest]

NYT 7-Day Financial Tuneup: Free Customized Advice

The New York Times has a free 7-Day Financial Tuneup that asks you a few quick questions and then sends you a series of (somewhat) customized e-mails containing financial advice. I did the survey twice with different answers to reveal more … [Read the rest]

Callan Periodic Table of Investment Returns 2018

We've all been told that past performance is no guarantee of future returns, but it's still hard to buy an investment that has been performing poorly. We should remember the historical power of diversification and that even though something may … [Read the rest]

ICYMI: E-Trade Super Bowl 2018 Commercial “This Is Getting Old”

E-Trade's newest commercials (remember the baby?) have the basic premise of (1) you don't have enough money and (2) to solve this, you should open an E-Trade brokerage account. The Super Bowl commercial was more specific: Don't be 85 years old and … [Read the rest]

Best Interest Rates on Cash – February 2018

Short-term interest rates continue to rise, as are inflation expectations. Meanwhile, the megabanks make billions by pay you nothing for your idle cash. Here is my monthly roundup of the best safe rates available, roughly sorted from shortest to … [Read the rest]

401k Millionaire By Age 45: How Was It Possible?

With the ongoing bull stock market, more people are reaching $1,000,000 balances in their 401k every day. However, a more extreme claim is that someone reached this mark at age 45 with total employee contributions of only $300,000. Is that really … [Read the rest]

401k, 403b, 457, TSP Historical Contribution Limits 2009-2018

Employer-based retirement plans like the 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan are not perfect, but they are often the best available option to save money in a tax-advantaged manner. For 2018, the … [Read the rest]

Historical IRA Contribution Limits 2009-2018

Individual Retirement Arrangements (IRAs) are way to save money towards retirement that also saves on taxes. Each year, an individual's total contributions to both traditional and Roth IRAs cannot be more than a certain dollar limit. If you are … [Read the rest]

Khan Academy: Free Educational App of The Day

Khan Academy is a non-profit with a goal of offering a free, world-class education to anyone, anywhere. I noticed that Khan Academy was the iTunes App of the Day yesterday (Android link), and I found that they have definitely made a lot of … [Read the rest]