Mmm... caffeine. Here's a new promotion with Starbucks and Microsoft Outlook that is basically a Give 1 Get 1 Free $5 Starbucks eGfit Card. Here is the promo page and the terms and conditions page. For a limited time, when you send a $5 … [Read the rest]
Starbucks for Outlook: Send $5 Gift Card, Get $5 Gift Card Free
Posted on June 20, 2017 // Leave a Comment
Research Affiliates Custom Portfolio Expected Returns Tool
Posted on June 19, 2017 // 2 Comments
Investment advisory firm Research Affiliates has updated their interactive Asset Allocation tool, which now provides estimates of expected returns for more than 130 asset classes and model portfolios. There are two expected return models, … [Read the rest]
PortfolioCharts.com Safe Withdrawal Rate Tool (Updated)
Posted on June 19, 2017 // 5 Comments
I just noticed that PortfolioCharts.com has updated their Withdrawal Rate Calculator. It has improved visualizations and as a personal finance geek I even found it fun. You can enter your specific asset allocation slices down to 1% and see … [Read the rest]
A Semi-Retirement Update, Father’s Day 2017
Posted on June 16, 2017 // 36 Comments
I've been told that my blog isn't personal enough. Father's Day seemed like an appropriate time to share how our efforts towards financial freedom have altered our day-to-day lives. Guiding principle. When I first started chasing the idea of … [Read the rest]
Virgin Atlantic Free Status Match to Silver and Gold
Posted on June 12, 2017 // 1 Comment
Virgin Atlantic has a new official status match program that will match the elite status of another airline's frequent flyer program for a full 12 months. (Oftentimes these status matches are unofficial and only last a few months.) To request a … [Read the rest]
Headwinds/Tailwinds Asymmetry, Gratitude, and Relationship Advice
Posted on June 11, 2017 // 3 Comments
Freakonomics Radio has a podcast called Why Is My Life So Hard? where they talked with Tom Gilovich of Cornell and Shai Davidai of the New School for Social Research about the concept of headwinds/tailwinds asymmetry: Most of us feel we face more … [Read the rest]
Existing Discover Cardholders: Free $10 Kohl’s Cash
Posted on June 8, 2017 // 3 Comments
If you have a Discover credit card and shop at Kohl's, follow the quick instructions below and check if you have $10 in Kohl's Cash credit available in your account. There is no purchase required. Availability varies and you might see again next … [Read the rest]
New Low-Cost Broad Commodity ETFs from GraniteShares
Posted on June 7, 2017 // 2 Comments
Commodities are an asset class that some investors include in their portfolio for diversification purposes. Depending on the specific index, you might track the futures market for aluminum, coffee, copper, corn, cotton, crude oil, gold, diesel, … [Read the rest]
Don’t Switch Between Cheap Index Funds To Save Money (Try Cheap Milk Instead)
Posted on June 6, 2017 // 13 Comments
I've seen this Schwab commercial multiple times recently, where Schwab touts that one of its index funds costs "3X less than Fidelity" and "4X less than Vanguard": https://www.youtube.com/watch?v=dva608hGVO0 I already knew why it bugged me … [Read the rest]
Best Interest Rates on Cash Savings – June 2017
Posted on June 5, 2017 // 7 Comments
Over the past month, short-term interest rates have inching upwards while the overall yield curve flattened slightly. The value in chasing interest rates continues to rebound ever so slowly, especially if you have idle cash in a megabank paying … [Read the rest]
How To Make Your Life Completely Miserable
Posted on June 4, 2017 // 3 Comments
If you are a fan of Charlie Munger and his principle of inversion, you will enjoy this video by CGP Grey* about the 7 Ways to Maximize Misery. Sometimes the best solution to a problem comes by approaching it backwards. Found via Abnormal Returns. … [Read the rest]
Join Marriott Rewards, Get 1,000 Free Miles + Double Miles
Posted on June 4, 2017 // Leave a Comment
The loyalty program for Marriott Hotels (which recently bought Starwood) is running a promotion for new members. If you enroll in Marriott Rewards through this link, you will earn 1,000 bonus miles from one of the airlines below, as well as double … [Read the rest]
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