Allan Roth has a new ETF.com article called Why ETFs Won’t Replace Mutual Funds. Inside, he offers the following reasons why if you are buying Vanguard funds, he typically recommends the Admiral Shares mutual fund over the ETF. Vanguard Mutual … [Read the rest]
How to Buy or Sell an ETF: Real-World Best Practices
Posted on March 7, 2017 // 8 Comments
In this ETFdb interview with Rich Powers, Head of ETF Product Management at Vanguard, there was a useful bit about the practical mechanics of buying an ETF in your brokerage account. Found via Abnormal Returns. ETFdb: What would you say are … [Read the rest]
2017 IRS Federal Income Tax Brackets Breakdown Example (Married No Kids)
Posted on March 6, 2017 // 6 Comments
In a continued attempt to better understand the 2017 federal income tax brackets, here is a graphical breakdown of a simple scenario for a married filing joint couple with no dependents. Again, I'll try to explore the differences in terms such as … [Read the rest]
LivingSocial: BJ’s Wholesale Club Membership Discount
Posted on March 6, 2017 // Leave a Comment
LivingSocial has a new deal: $50 for a 1-Year BJ's Membership + $20 BJ's Gift Card & $55 in Coupon Savings. Offer expires on 3/12. New members only (you could get your spouse or partner to sign-up). Valid at all BJ's Wholesale Club locations (East … [Read the rest]
2017 IRS Federal Income Tax Brackets Breakdown Example (Single)
Posted on March 5, 2017 // 7 Comments
Income taxes can be hard to visualize with just a table of numbers. Below, I try to explain the 2017 tax brackets and exemptions system with graphics and simple example of a single worker. What is the difference between gross income, taxable … [Read the rest]
Dimensional Fund Advisors Profile + 529 College Savings Plan Access
Posted on March 1, 2017 // 3 Comments
Institutional Investor has an interesting profile of Dimensional Fund Advisors (DFA). Since DFA doesn't do much marketing, there are very few articles about them in the mainstream financial media. A rare example is this 2007 article (backup copy) … [Read the rest]
T-Mobile vs. Verizon New Unlimited Data Plans Comparison
Posted on March 1, 2017 // 11 Comments
(Update 3/31: T-Mobile's 2 unlimited lines for $100 now no longer includes free HD video and 10 GB of LTE hotspot data.) Competition is good. Without the popularity of the T-Mobile unlimited data plan, we wouldn't have the reluctant, new Verizon … [Read the rest]
Schwab Matches Mutual Fund and ETF Expense Ratios, Now $4.95 Trades
Posted on March 1, 2017 // 2 Comments
Update: Schwab has matched Fidelity's price cut at $4.95 per trade + $0.65 per options contract, effective March 3, 2017. See press release for details. Everyone is battling for your assets and the ability to scale. (TD Ameritrade also announced … [Read the rest]
How to Minimize Investment Returns – By Warren Buffett
Posted on February 28, 2017 // 28 Comments
At the bottom of the Berkshire Hathaway 2016 Annual Report, you may not have noticed that Warren Buffett republished a previous article from the 2005 annual report titled "How to Minimize Investment Returns". A version become the first chapter … [Read the rest]
Fidelity Investments Stock and ETF Trades now $4.95
Posted on February 28, 2017 // 11 Comments
Fidelity Investments has announced their online stock and ETF trades will now cost $4.95, down from $7.95 previously. The press release also points out that they also do not accept payment for order flow (unlike TD Ameritrade, Schwab, and E-Trade), … [Read the rest]
Berkshire Hathaway 2016 Annual Letter by Warren Buffett
Posted on February 26, 2017 // 1 Comment
Berkshire Hathaway (BRK) released its 2016 Letter to Shareholders [pdf] over the weekend. Although the financial media will create some catchy headlines, I recommend reading it for yourself. It is only roughly 30 pages long and is always written in … [Read the rest]
Food Rankings: Most Protein Per Dollar, Caffeine Per Dollar
Posted on February 23, 2017 // 11 Comments
A while back I did a post on What Does 200 Calories Cost? The Economics of Obesity, where I found that you can find the cheapest calories in things like flour, pasta, oil, bread, and doughnuts. Meanwhile, the most expensive calories included all … [Read the rest]
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