Here are details of my 3rd real estate crowdfunding investment, a $2,000 loan for a 6-unit apartment complex in Milwaukee, Wisconsin. This follows my $5,000 Patch of Land loan in a single-family house in California, and a $2,000 Fundrise Income eREIT … [Read the rest]
(Update: On 5/31, NetSpend effectively issued a 30-day notice that the rate structure will be changed as of July 1st, 2016 such that the 5% APY will apply up to $1,000 and anything above that gets 0.50% APY. The 5% APY will apply to up to $5,000 … [Read the rest]
Consumer Reports is getting more into financial products, with their January 2016 issue cover article on Choosing The Best Bank For You, most of which was also made available to the public without a subscription. If you haven't optimized your bank … [Read the rest]
Here are my notes and takeaways from the GMO Quarterly Letter for Q1 2016, released May 10th, 2016. I always pick up something educational when reading these letters (previous editions may require free registration.) I already discussed their Q1 … [Read the rest]
Promo expired early. Marketplace lender Prosper acquired the BillGuard app in late 2015, and has re-branded it as Prosper Daily. Right now, you can get 1,000 free United miles if you register here first with your United MileagePlus number, install … [Read the rest]
Discover has rolled out a new service called Credit ScoreCard, which provides everyone access to their FICO score for no charge with no trials or credit card relationship required. (Well, free in exchange for right to market things to you based on … [Read the rest]
Research Affiliates, an asset-management firm founded by Rob Arnott, also offers long-term forecasts across a variety of asset classes via their Expected Returns tool. Here is a paper explaining their equities methodology [pdf]. I would like to … [Read the rest]
Have an individual stock idea brewing the in the back of your mind? Perhaps the recent LendingClub drama has you itching to buy a few shares of LC at under $5 a share? Above is an interesting chart that shows the distribution of total returns for … [Read the rest]
As an early adopter and IPO participant of LendingClub, I was disappointed to read about their recent happenings. The major financial media outlets have been covering it closely, with summary-style articles from the NYT here and WSJ here. This is … [Read the rest]
Before we let them take over the world, computers must first prove their worth by helping us become better savers and investors. Importantly, we humans have a horrible tendency to put off saving when we have to manually do it each and every … [Read the rest]
"Do what you love and you’ll never work a day in your life." We've all read this saying, and it certainly sounds like a wonderful goal. But is it also being abused by corporate interests? Here's why I might change it to "Do what you love, if … [Read the rest]
Sam's Club has a new Mom's and Dad's Club and is giving out free $10 eGift cards to join. Looks like you'll get special offers and free samples targeted for families and children. Fast sign-up, eGift card must be used online. You must use the … [Read the rest]
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