When investing in stocks and bonds, it is important to take a long-term perspective. We've all heard that phrase. A new tool called PortfolioCharts.com lets you create charts that make it easier to visualize the relationship between returns and … [Read the rest]
Our family keeps a year's worth of expenses (not income) put aside in cash reserves; it provides financial insurance with the side benefits of lower stress and less concern about stock market gyrations. In my opinion, emergency funds can actually … [Read the rest]
Consumer Reports (CR) has released a multi-part Special Report on Auto Insurance, included in their September 2015 print issue but also available online without a subscription (at least for now). They analyzed over 2 billion quotes from over 700 … [Read the rest]
I would say that the insurance with the highest ratio of most-needed to least-bought would be long-term disability insurance. According to the Social Security Administration, just over 1 in 4 of today's 20-year-olds will be become disabled at some … [Read the rest]
I am nearing my 6-month anniversary of making a weight loss bet with HealthyWage (3 months left) and DietBet (less than a week left). My aversion to losing money has really helped me remain focused on my goals, so I have a newfound respect for this … [Read the rest]
Many online retailers offer a "Low Price Guarantee", which doesn't mean they actually have the lowest prices but only that they will match a lower price if you find it and ask for your money within a certain time window. Sometimes they'll match … [Read the rest]
Yesterday, I looked back at extending the Maslow Hierarchy of Needs to Personal Finance. The basic idea of the triangle or pyramid is that lower needs must be satisfied before the higher needs can be addressed. For example, one must first obtain … [Read the rest]
Back in 2014, Google bought Word Lens, a neat app that translated a few languages in real time using your smartphone's camera. The live translation feature has been integrated into the Google Translate app (Android and iOS) and now works with 27 … [Read the rest]
Updated. You may or may not be familiar with Maslow's Hierarchy of Needs, which is part of one theory explaining human behavior by psychologist Abraham Maslow. It suggests that there are five general levels of needs: … [Read the rest]
I suppose it's not a good sign that in the middle of reading a #1 NYT bestselling book on organizing your stuff... you lose the book in all your stuff. In case you haven't heard of it yet, The Life-Changing Magic of Tidying Up: The Japanese Art of … [Read the rest]
I must admit that I procrastinated on setting up a will, much like many others. Ideally, an experienced, skilled estate lawyer would create something customized to your situation. But it is not always clear how to find such a person, or know … [Read the rest]
While standing in line at the Costco pharmacy, I found myself in a discussion with another Costco member who apparently saves over a thousand dollars a year on her meds by buying them there instead of her neighborhood CVS. (I also got an earful … [Read the rest]
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