One of my older relatives used Fidelity to manage their investments, and it was a hodgepodge of over 10 different mutual funds with a total expense ratio nearing 1%. The last time I measured its long-term performance, it lagged the benchmark … [Read the rest]
I recently found a handwritten note from early 2024 that outlined my goals to "SIMPLIFY!" my portfolio. The overall idea was to make things easier for my spouse to manage in case something happened to me. Even though I still have a rat's nest of … [Read the rest]
Update: I'm very sorry, I was in a rush and read the offer wrong. There is no $500 for the referred person. Please don't open and fund. If I end up getting a $500 reward for referring you, I will send you the $500. However, I don't have a way … [Read the rest]
Berkshire Hathaway (BRK) released its 2024 Letter to Shareholders (also see full 2024 Annual Report), which Warren Buffett traditionally also uses as an educational instrument. As always, I recommend reading it yourself (only 13 pages total this … [Read the rest]
Vanguard's new index ETFs that hold short-term US Treasury Bonds are now live (press release). Vanguard 0-3 Month Treasury Bill ETF (VBIL). Tracks the Bloomberg US Treasury Bills 0-3 Months Index, which holds T-Bills with maturities of 3 … [Read the rest]
Here is a new TurboTax App promo link that offers free tax filing ($0 Federal, $0 State) for ALL tax situations (not just 1040EZ form users). This includes their TurboTax Standard, Deluxe, and Premium products. Here are the specific set of … [Read the rest]
Callan Associates updates a “periodic table” annually with the relative performance of 9 major asset classes over the last 20 years. Above is the most recent snapshot of 2005-2024, which you can find on their website Callan.com. The best performing … [Read the rest]
Update March 2025. Southwest has made some big changes to how they run, and it's not entire clear how it will affect their credit cards. The "Wanna Get Away" fare is going away later this year, to be replaced by "Basic". I will try to update … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of February, roughly sorted from shortest to longest maturities. Banks love taking advantage of our idle cash, and you can often earning more money while keeping the same level of safety … [Read the rest]
As a follow-up to my thoughts on Should I Stay with Vanguard? and their recent expense ratio drop announcement, I recently listened to this 30-minute Morningstar video with Daniel Sotiroff and Susan Dziubinski about the current state of Vanguard in … [Read the rest]
Many Chase cardholders get select DoorDash perks when they activate their free DashPass membership, and these were slightly updated as of 2/1/25. This includes monthly or quarterly credits on the Chase Sapphire Reserve, Chase Sapphire Preferred, … [Read the rest]
It's been a while since Vanguard announced a big round of expense ratio cuts, and just in time for their upcoming 50th anniversary, they announced what they call the largest fee cut in Vanguard history spanning 87 funds and projected to save … [Read the rest]
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