Fidelity Treasury Only Money Market (FDLXX) as Fidelity Core Position Workaround

While it was welcome news that Fidelity now allows the Fidelity Government Money Market Fund (SPAXX) as a core position for their Cash Management Account as of June 2024, for many of us that reside in states with high state income tax rates, our net … [Read the rest]

Discover It Card Review: Double Cashback Match + $100 Bonus (Apple GC Rewards 15% Bonus)

Update: Existing Discover cardholders should note that right now you can get 5% to 20% of extra value to gift card redemptions at various retailers. Apple is at a 15% bonus, so $85 in cash back = $100 in Apple gift cards. Smaller increments are … [Read the rest]

Best Interest Rates on Cash Roundup – August 2024

Here's my monthly roundup of the best interest rates on cash as of August 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the … [Read the rest]

Free Instacart+ & Credits with Select Credit Cards (Expired)

Update: This offer is expired. The last day to activate this benefit was July 31st, 2024. You can add multiple eligible Chase Sapphire/Slate/Freedom flavors and they will stack to extend your free membership further and further. Just keep going … [Read the rest]

Americans Are Keeping Their Cars and iPhones Longer Than Ever

Even though we as Americans like dining out a lot more than cooking at home, even if it costs more, we're not totally crazy spenders. From Sherwood News: We are keeping our cars for longer. We are keeping our iPhones for … [Read the rest]

Americans Spend More Money Dining Out than Eating at Home (Again)

Like everyone else, we've been hit with inflation both at the grocery store and while dining out. Eating at a sit-down restaurant with our family of five has been a $100+ affair for a while now (gotta tip 20% with the chaos that we bring!), but … [Read the rest]

Charles Schwab Brokerage: Up to $6,000 New Deposit / Transfer Bonus (New & Existing Customers)

Update: Schwab has suspended/ended this "Up to $6,000" transfer promotion as of October 2024. The referral offer appears to still be available, which is up to $1,000. Brokerage firms constantly compete for "assets under management", and many … [Read the rest]

American Express® Business Gold Card Review: 100,000 Bonus Points, 4X and 3X Rewards, $240 Flexible Business Credit, $155 Walmart+ Credit Annually

Updated with increased 100k offer. The card_name is a premium card for small businesses with excellent features like purchase price protection, travel accident insurance, car rental coverage, and the famous AMEX extended warranty that actually pays … [Read the rest]

529 College Savings Plans: All 50 States Tax Benefit Comparison (Updated 2024)

Updated for 2024. Morningstar is a great resource for research on 529 college savings plans, and they have recently updated their annual deep dive on 529 plans: The 2024 529 Savings Plan Landscape (e-mail required). When choosing a 529 college … [Read the rest]

Visible Wireless Discount: $20/Month for 2 Years, Visible+ $35/Month for 2 Years ($240 Savings)

Visible Wireless is one of multiple discount MVNOs that use the Verizon network, but they are the only one directly owned by Verizon. Right now, they have a new offer with promo code CHAMP that discounts their standard plan by $5 a month ($20/mo … [Read the rest]

Sequence Money Map: Flowchart Your Income, Expenses, and Savings with Conditional Logic

Here's a new idea that I haven't seen yet: GetSequence.io lets you apply a flowchart system with simple If/Then conditional statements to your cashflow. Imagine a visual map connecting your financial accounts and being able to manage the flow of … [Read the rest]

Fintechs Missing $100 Million of Deposits Gets More Mainstream Media Attention

Here's an update on the Yotta/Juno/Synapse/Evolve Bank situation that I wrote about back in June. Unfortunately, nothing really new has happened to help the consumers affected, but perhaps because of that plus the fact that nearly $100 million is … [Read the rest]