Lower Your Credit Card APR: Phone Script from DebtGoal

DebtGoal is a new site that helps you track and manage your debt-reduction goals (as opposed to a debt settlement company). After the free trial, it runs $11.95 per month. One of the things they do is try and guide you to lower the interest rates on … [Read the rest]

Are You Protecting Your Most Valuable Asset?

We are all leading busy lives, and it's all to easy to "miss the woods for the trees". What if we prioritized by taking a step back and simply asked ourselves - what is our most important asset? Are we adequately protecting that … [Read the rest]

WT Direct $500 Promotion: Earn 5% APY For 3 Months

(The promo below was discontinued after 3 days. Sorry, I warned you guys!) The online division of Wilmington Trust Bank, WT Direct, is running another promotion for new customers. You can get up to a $500 cash bonus on top of the standard … [Read the rest]

Free Download: Microsoft Money Plus Sunset Deluxe

Personal finance software Microsoft Money was discontinued as of mid-2009, but Microsoft recently released Money Plus Sunset Deluxe and Money Plus Sunset Home and Business available for free download. Why?... The stated reason for these editions … [Read the rest]

Quick Tip: Differences Between Bank and Credit Card Sign-up Bonuses

Just a quick tip that a reader brought up... when you receive a "bonus" from a bank, it is usually going to be reported as taxable interest income to the IRS via a 1099-INT form. Since such interest is taxed as ordinary income, you should remember … [Read the rest]

Chase Sapphire Preferred Card: 50,000 Bonus Points Review

The Chase Sapphire Preferred® Card is a rewards credit card that is now offering new cardholders 50,000 bonus points after you spend $4,000 in purchases within the first 3 months. This is quite a good deal, as 50,000 points can be redeemed for $625 … [Read the rest]

Free iPod Touch Offer From KeyBank

KeyBank is offering a free iPod Touch if you: Open a Key Express Free checking account by July 30, 2010 (No monthly maintenance service charge, no minimum balance requirement) Make one KeyBank Rewards debit card transaction Make a combination … [Read the rest]

Vanguard Brokerage Services: Funds Availability Policy For Trading

Now that I'm probably going to set up Vanguard Brokerage Services (VBS) with a taxable account, I did an online chat to figure out their funds availability rules for buying and selling stocks. The main reason is that their money market funds don't … [Read the rest]

Vanguard Brokerage Services (VBS) Account Opening Process Review

Vanguard recently announced a much lower commission schedule for Vanguard ETFs (free!) and all other common stocks when using their Vanguard Brokerage Services (VBS) account. With VBS, I can now buy and sell stocks, bonds, ETFs, CDs, and … [Read the rest]

Free Crown Financial Money Map

Crown Financial Ministries is a Christian ministry with the mission of teaching financial principles which they believe are based on the Bible. I'm not very familiar with them, but they seem to be best known for their Money Life radio program. … [Read the rest]

LendingClub Responds To Concerns About Investment Return

LendingClub requested an opportunity to clarify the Net Annualized Return measure and overall Lending Club performance discussed in my updated analysis based on historical return data. I'm just going to go ahead and share it in its entirety. The … [Read the rest]

Amazon.com Textbook Buyback Program

I noticed that Amazon.com has started up their own Textbook Buyback Program as the school year comes to an end. I should have also tried Amazon back when I was getting rid of some old textbooks earlier this year. I just ended up selling to whomever … [Read the rest]