My Money Blog

Sharebuilder – $50 Bonus, IRAs Get Free Trades During 2010

Posted on January 20, 2010 // 10 Comments

Sharebuilder has a new promotion offering free window trades for all of 2010 if you open an IRA with them before April 15th (1,500 max). These usually cost $4 each, $12/month for 6, or $20/month for 20. Thanks to reader Ron for the tip. Open an IRA … [Read the rest]

2010 Roth IRA Income Limits Effectively Removed

Posted on January 18, 2010 // 20 Comments

Okay, let's try this again. There are no longer any income phase-outs on Roth IRA conversions from Traditional IRAs. As in previous years, individuals or couples with a modified adjusted gross income (MAGI) over a certain limit are ineligible to … [Read the rest]

2010 Roth IRA Income Limits Removed

Posted on January 18, 2010 //

Due to stupid errors in my original post, I have gone ahead and written it over. Please see my updated post: 2010 Roth IRA Income Limits Effectively Removed. … [Read the rest]

2010 Tax Brackets – Federal

Posted on January 18, 2010 // 28 Comments

Here are the new 2010 federal income tax brackets, as formatted for my own future reference. Due to low inflation, they only differ very slightly from the 2009 tax brackets. These tables are based on taxable income, which is not the same as the … [Read the rest]

Support Haiti Recovery Effort Through Microlending

Posted on January 15, 2010 // 7 Comments

I received this e-mail today from Microplace, which provides loans to low-income entrepreneurs around the world. I think it's a great idea, although of course you should remember that you are lending money and it may or may not be repaid. You may … [Read the rest]

Free Basic SnowBomb.com Tahoe Card – Discounted Lift Tickets

Posted on January 14, 2010 // 10 Comments

Here's one for the skiers and snowboarders out there. Until 1/15, grab a free 2009/10 Basic Tahoe Card from Snowbomb.com, which offers free discount lift tickets (electronic only). You can also get a free subscription to Snowboard or FreeSkier … [Read the rest]

15-Minute Resolution #5: Check the Asset Allocation of your Investment Portfolio

Posted on January 12, 2010 // 14 Comments

Here's the next installment of my series on New Year's Resolutions that can be done today, and not put off for "some day" in the future. We all know how that usually turns out... Last year was definitely a roller coaster year when it came to the … [Read the rest]

American Express Premier Rewards Gold Card: 25,000 Points Sign-Up Bonus + Double Points on Gas & Groceries

Posted on January 8, 2010 // 28 Comments

American Express is promoting a new charge card called the Premier Rewards Gold Card from American Express®, which is different from their other Gold/Gold Rewards/Platinum/Precious Metal cards. Since this is the new card being pushed, it has the … [Read the rest]

PineCone Research Application Link (Paid Online Surveys)

Posted on January 8, 2010 // 10 Comments

Here is an updated application link at Pinecone Research, which is again accepting new members. (May expire at any time, so apply now if you're interested!) Looks open to all, but only one person per household can sign up. Thanks to reader … [Read the rest]

15-Minute Resolution #4: Automate Your Emergency Fund

Posted on January 8, 2010 // 17 Comments

It's Friday, so here's an easy slam dunk resolution involving emergency funds. If you've done any sort of financial reading lately, you know that many folks recommend having at least 3-6 months of living expenses put aside. Given the current high … [Read the rest]

Ooma Landline Phone Number Porting Timeline & Review

Posted on January 8, 2010 // 23 Comments

You may recall that I recently bought an Ooma VoIP Telephone system since it offers me unlimited phone service for an upfront price of about $200. Porting your landline phone number over to Ooma costs $40, but can be worth it for some folks. … [Read the rest]

Free Incorporation / LLC Service From MyCorporation

Posted on January 7, 2010 // 11 Comments

Update: This offer has expired, but there is a coupon code CABIN-20D good for an additional $20 off their $49 dollar LLC or Incorporation filing package. Net price under 30 bucks! In case your plans include formalizing your business ventures, … [Read the rest]