American Express® Business Gold Card Review: 100,000 Bonus Points, 4X and 3X Rewards, $240 Flexible Business Credit, $155 Walmart+ Credit Annually

Updated with increased 100k offer. The card_name is a premium card for small businesses with excellent features like purchase price protection, travel accident insurance, car rental coverage, and the famous AMEX extended warranty that actually pays … [Read the rest]

529 College Savings Plans: All 50 States Tax Benefit Comparison (Updated 2024)

Updated for 2024. Morningstar is a great resource for research on 529 college savings plans, and they have recently updated their annual deep dive on 529 plans: The 2024 529 Savings Plan Landscape (e-mail required). When choosing a 529 college … [Read the rest]

Visible Wireless Discount: $20/Month for 2 Years, Visible+ $35/Month for 2 Years ($240 Savings)

Visible Wireless is one of multiple discount MVNOs that use the Verizon network, but they are the only one directly owned by Verizon. Right now, they have a new offer with promo code CHAMP that discounts their standard plan by $5 a month ($20/mo … [Read the rest]

Sequence Money Map: Flowchart Your Income, Expenses, and Savings with Conditional Logic

Here's a new idea that I haven't seen yet: GetSequence.io lets you apply a flowchart system with simple If/Then conditional statements to your cashflow. Imagine a visual map connecting your financial accounts and being able to manage the flow of … [Read the rest]

Fintechs Missing $100 Million of Deposits Gets More Mainstream Media Attention

Here's an update on the Yotta/Juno/Synapse/Evolve Bank situation that I wrote about back in June. Unfortunately, nothing really new has happened to help the consumers affected, but perhaps because of that plus the fact that nearly $100 million is … [Read the rest]

$7,000 IRA Contribution Bonus Challenge: $4,673 in Bonuses (2024 YTD Edition)

Each year, I challenge myself to earn the equivalent of the maximum annual IRA contribution limit ($7,000 for 2024 if under 50) using the profits from various finance promotions alone. I earned $5,592 in 2021, $6,259 in 2022, and $5,444 in 2023 … [Read the rest]

Amazon Prime Day 2024: 20% Off Gift Cards, Amazon/Apple/Samsung/YETI Deals, Music/Audible/Kindle Free Trials, Link Credit Cards for Discounts

Amazon Prime Days are here: July 16th and 17th, 2024. I'm the boring one trying to score a deal on toilet paper and kid snacks. I like to check this "Buy Again" tab where you can see if there is a discount on the stuff that you already bought and … [Read the rest]

Laurel Road Loyalty Checking: $20/Month Perks

Update January 2025: The offer below has expired. Laurel Road has discontinued the upfront bonus for their Loyalty Checking account at this time. EXPIRED and outdated post: Laurel Road is a digital brand of KeyBank (not a fintech) that reminds … [Read the rest]

Best Interest Rates on Cash Roundup – July 2024

Here's my monthly roundup of the best interest rates on cash as of July 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the same … [Read the rest]

US stocks 500% vs. International Stocks 100% Gain Over Last 16 Years

If you've looked at your portfolio and wondered exactly how much US stocks have outperformed the rest of the world, Charlie Bilello shares in his July 4th post USA! USA! USA!: Over the last 16 years, US stocks have gained 502% vs. 104% for … [Read the rest]

Walmart+ Annual Membership 50% Off ($49 Savings)

Walmart is offering 50% off an annual Walmart+ membership (a $49 savings). Look for various Walmart+ Deals to compete with the Amazon Prime and Target Circle bonanzas. *Pay $49 for one year of annual membership. Exclusions apply. Promotion ends … [Read the rest]

Target Circle Week 7/7-7/13: 50% off Circle 360, Check for Targeted $15 Offer

Target is running another Target Circle Week from July 7th-13th with various discounts and deals. Here are the highlights: Each day will have a special Deal of the Day along with various sales. Look for a special Target Circle Bonus offer … [Read the rest]