Retirement Portfolio Actual Target Asset Class / Fund % % Broad US Stock Market ($64,794) 33.8% 34% VTSMX - Vanguard Total Stock Market Index Fund DISFX - Diversified Stock Index Institutional … [Read the rest]
Best FDIC-Insured Interest Rate Roundup
Posted on September 18, 2009 // 30 Comments
I haven't done an interest rate update in a while, as sadly there just hasn't been that much to write about. Reward Checking Accounts These are checking accounts, usually through local credit unions, that pay a very high interest rate if you jump … [Read the rest]
Online Business Savings Accounts
Posted on September 18, 2009 // 6 Comments
Someone e-mailed me about high-yield savings accounts for businesses. These can be a helpful tool to maximize interest income for all kinds of businesses with idle cash, including sole proprietorships, partnerships, LLC's, and corporations. Here's a … [Read the rest]
Efficient Market Hypothesis and Supermarket Lines
Posted on September 16, 2009 // 25 Comments
I ran across another nice tidbit from the book The Undercover Economist by Tim Harford the other day, which like the concept of price targeting, also manages to involve supermarkets. I guess everyone goes to supermarkets. :) In a chapter … [Read the rest]
Ohio CollegeAdvantage $25 Systematic Savings Incentive
Posted on September 15, 2009 // 5 Comments
Along with the $25 "Refer a Friend" bonus for new members (possibly more if you have more than one child), the Ohio CollegeAdvantage 529 plan is giving out an additional $25 "Systematic Savings Incentive" if you start a new automatic transfer from … [Read the rest]
Intuit, Makers of Quicken, Buys Mint.com
Posted on September 15, 2009 // 13 Comments
Yesterday, Mint.com announced that they were acquired by Intuit for $170 million. Not too shabby. Intuit is best known for personal finance products such as Quickbooks, Quicken, and TurboTax. They also released Quicken Online last year, which was … [Read the rest]
Ask The Readers: Cash Savings vs. Paying Down Loans
Posted on September 14, 2009 // 50 Comments
There was a great response to my last Ask The Readers post: Parents Losing Home To Foreclosure!, so here's another interesting question from one reader who'd like the input from other readers (yes, you!). It a variation of the old saving vs. paying … [Read the rest]
Lending Club Investors $25 + $2,500 Giveaway
Posted on September 14, 2009 // 2 Comments
Last month, peer-to-peer lending website LendingClub reached $50 million in issued loans. This month, they are expected to get their 25,000th registered investor, and are going to give that lucky lender $2,500 cash. The rules: * To enter the … [Read the rest]
Insider Trading Activity vs. S&P 500
Posted on September 14, 2009 // 3 Comments
If you're a corporate "insider" such as an officer, director, or other certain employees, your purchases and sales of stock must be reported to the SEC in order to reduce illegal insider trading. Technically, an insider is not supposed to trade if … [Read the rest]
Ohio CollegeAdvantage 529 Plan: Free $25 Starter Bonus
Posted on September 10, 2009 // 16 Comments
The Ohio CollegeAdvantage 529 Savings Plan is again offering a $25 refer-a-friend bonus if you open an account and deposit at least $25 by December 15, 2009. You can be a resident of any state, and there are no application or annual fees. Rated … [Read the rest]
Investing in California Municipal Bonds?
Posted on September 10, 2009 // 34 Comments
Recently, I've been taking another look at investing in California municipal bonds. Even if you don't live in California, the yields can be quite attractive. But is it a good idea? Tax-Equivalent Yields Right now, the Vanguard California … [Read the rest]
Restaurant.com: $25 Certificates for $1
Posted on September 9, 2009 // 35 Comments
Restaurant.com is offering a whopping 90% off with the coupon code NINETY, resulting in a $25 "certificate" for $1. Starts midnight 9/9/09 and expires in 90 hours. I have never bought one of these certificates, due to all their restrictions and … [Read the rest]
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