I promised to follow-up on the features of the Citi Forward® Card after getting mine, and am finally getting around to it. Read on to see how you can get a $100 gift card and also 3.45% cash back with this card at restaurants, Amazon.com, and … [Read the rest]
Citi Forward Card Bonus & Rewards Follow-up: 5x Rewards at Restaurants and Amazon.com
My Dog’s Favorite Chew Toy Is Now Free
This might be completely obvious to others, and I'm probably opening myself to ridicule, but I only recently discovered it and find it awesome. If you have dog that like to chew things, many of those fancy plush squeak toys last about a day. But … [Read the rest]
Creating Your Own Three Legged Stool of Retirement
You may have heard the term "three-legged stool", taken from the idea that a stool needs three legs to maintain balance. (Photographers use tripods, no duopods or quadrapods. Even a four-legged chair will likely wobble.) Old Three-Legged Stool … [Read the rest]
Your Take: Rent Control Based On Tenant’s Income?
I saw this LA Times article San Francisco beefs up renter protections over at SavingFreak, and it nagged at me all day as both a recent renter and possible future landlord. Here's the quick summary. City Supervisor Chris Daly introduced … [Read the rest]
Assorted Links and the Tuesday 10
The Accidental Slumlord A writer whose lives in Massachusetts buys a two-unit rental property in Pocatello, Idaho for $62,750 during the housing boom. Read what happens when he actually visits his house and deals with his tenants. OptionsHouse … [Read the rest]
myFICO Promotional Codes
I am not a big fan of purchasing credit scores. I can understand why a lender would pay to get a calculation of your likelihood of defaulting on your loan, but if it's based on our data, why do we have to pay just to see it? Even if I am declined for … [Read the rest]
A Bad Argument Of Why Buy-And-Hold Is Bad Advice
A regular reader Don sent me a post entitled Long Term Buy And Hold Is Still Bad Advice. Okay, fine, everyone and their mom has been telling me this recently. But I read it, and it was such a bad analysis that I had to rebut it here. I think … [Read the rest]
VanguardAdvantage: All-In-One Checking Account At Vanguard?
I saw that Vanguard has a new account called the VanguardAdvantage account. On the surface, it looks great. In addition to having full brokerage features (buy individual stocks, ETFs, options, and even brokered CDs), you also get full checkwriting … [Read the rest]
Discover Miles Card: Rewards / Travel Credit Redemption Info

Well, looks like I've squeezed all the free money out of another credit card offer. This time it is the Miles Card by Discover. It used to have a good 12-month no-fee 0% balance transfer offer, but has recently added a balance transfer fee. However, … [Read the rest]
5-Step Guide to Finding The Lowest Rate For Hotel Rooms
Whenever I'm not traveling on the company dime, I usually run through a checklist to find the lowest price on hotel stays. Let's say you're like me and need to find a room in New York City for a few nights, checking in August 30th. I'd like to stay … [Read the rest]
Create a Balanced & Simple Portfolio With Five ETFs
In a recent Money magazine article about ETF Investing, there is a nice illustration of a simple and diversified portfolio made entirely of ETFs by author/money manager Rick Ferri: Put simply, ETFs are essentially mutual funds that trade like … [Read the rest]
Mortgage Interest Tax Deduction on Rental Property
As pointed out by reader Jason, another consideration when evaluating the cashflow potential for a rental property is whether you can deduct the mortgage interest on your taxes. To see what the rules are, I always like to start directly at the … [Read the rest]
The Best Credit Card Bonus Offers – 2025
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2025
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)