If you have your cash spread out across several bank accounts, whether it's to help with chasing higher interest rates, paranoia, or saving for different goals, it can become quite a hassle to transfer money between accounts. I get asked all the time … [Read the rest]
Amortization Schedules and Principal Prepayment, Part 2: Verification
Posted on April 24, 2009 // 9 Comments
Yesterday in Part 1, we talked about the basics of amortization and mortgage prepayment. In this post, I just wanted to share some other interesting results I got when tinkering around with the amortization schedule. Are you always paying the … [Read the rest]
Free Schick Quattro Trimmer / X-Men Movie Promo
Posted on April 23, 2009 // 4 Comments
Request yet another free razor sample. … [Read the rest]
Amortization Schedules and Principal Prepayment, Part 1: Shortening a 30-Year Mortgage Into 15
Posted on April 23, 2009 // 47 Comments
I've been tinkering around with my mortgage. Have you ever wondered how the monthly payment was determined? It's called amortization. An amortization schedule is a way to make equal payments over a period of time, but have the payments split … [Read the rest]
Bogle & Enough: Not Everything That Counts Can Be Counted
Posted on April 21, 2009 // 19 Comments
John Bogle is the founder of the Vanguard Mutual Fund Group, and the creator of the first index fund. Reading his latest book Enough: True Measures of Money, Business, and Life was like listening to one of his many speaking engagements, a … [Read the rest]
Quick Review of ESPlannerBasic, Free Version of ESPlanner Retirement Planning Calculator
Posted on April 20, 2009 // 11 Comments
Background There are an increasing number of sleek but simplistic retirement calculators out there, and most of them are basically the same. You put in your savings rate and overall asset allocation, and it crunches some numbers based on … [Read the rest]
Gillette Free Razor Giveaway Month
Posted on April 18, 2009 // 11 Comments
Gillette is giving away 500 razors each day at Noon Eastern every day for a month, until May 16th. Register at Gillette.com/walk. It might be better to wait a few days for this promo to die down? Don't watch the painful video of Tiger, Jeter, … [Read the rest]
Make Extra Money as a Phone Sex Operator?
Posted on April 17, 2009 //
(I've been sitting on this post for a while, debating whether I wanted to deal with the comment moderation that will inevitably follow. Oh well, gotta stir things up a little bit now and then. ;) Just don't take this too seriously.) If you have … [Read the rest]
PineCone Paid Survey Link Open Again
Posted on April 17, 2009 // 8 Comments
Just a quick post to say that PineCone Research is accepting new members again for their paid survey panel. It seemed to die right after I posted it last time. Thanks Jan. Other legit survey sites in my experience are SurveySavvy, InboxDollars, … [Read the rest]
eBay: Berkshire Hathaway 2009 Annual Meeting Tickets for $5
Posted on April 16, 2009 // 10 Comments
Kind of short notice, but as I mentioned before in my Pilgrimage to Warren Buffett’s Omaha book review, Berkshire Hathaway is now selling tickets to their 2009 annual meeting directly on eBay. You get two tickets for only $5 in Buy It Now format, … [Read the rest]
Business Mastercard Easy Savings: Get 5% Back on USPS Online Postage, Dunkin Donuts, & More
Posted on April 16, 2009 // 11 Comments
MasterCard has an automatic rebate program called Easy Savings that works with "a MasterCard small business or select middle market card issued in the United States, from a participating bank." This includes certain business debit Mastercards. You … [Read the rest]
Savings I-Bonds Update: New Inflation (err… Deflation) Rate Announced
Posted on April 15, 2009 // 20 Comments
New inflation numbers for March 2009 were announced today, so it's time for the usual semi-annual update: New Inflation Rate September 2008 CPI-U was 218.783. March 2009 CPI-U was 212.709, for a semi-annual decrease of 2.78%. Using this … [Read the rest]
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