Robinhood Gold x Free $1,000 Margin ($2,000 Until August 2024)

If you joined the Robinhood Gold subscription service for the (expired) 3% IRA transfer bonus, you have have noticed that it includes $1,000 of margin interest-free (0% APR). Right now, they are increasing this amount to $2,000 of margin … [Read the rest]

United Quest Card Review: 90,000 Bonus Miles + 500 PQP

The United Quest Card is a new premium travel card that offers a lot of added perks on United Airlines for a higher annual fee. Here are the highlights: 90,000 bonus United miles and 500 Premier qualifying points after $4,000 in purchases in … [Read the rest]

Best Interest Rates on Cash Roundup – June 2024

Here's my monthly roundup of the best interest rates on cash as of June 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning you a lot more money while … [Read the rest]

FDIC Leaves All Fintech Users Unprotected in Regulatory Blindspot! (Too Small to Care?)

I've been traveling internationally for the last couple of weeks, and with all the chaos of trying not to lose any of the kids on whatever multi-transfer subway ride or hiking trail is on the agenda every day, I felt quite relieved that my finances … [Read the rest]

Warren Buffett’s Childhood Money Hustles

For many people, Warren Buffett is that "rich stock-picker guy". But if you read any of his multiple biographies, you would know that he was a very precocious kid that was obsessed with getting rich from an early age. Instead of trying to make … [Read the rest]

Mortgage Rate Gap Between New and Existing Loans Largest in 25 Years

The difference between new mortgage loan rates and the average existing mortgage is now more than 3%. According to the NY Times article A Huge Number of Homeowners Have Mortgage Rates Too Good to Give Up (gift article), this is estimated to be … [Read the rest]

Pizza Hut Camp BOOK IT! Summer Reading Program (2024 Now Sold Out)

Update: Unfortunately, it "sold out" already! Due to an overwhelming response, the 2024 Camp BOOK IT! summer program is now closed. Registration live for Summer 2024 as of June 1st. If you were a kid in the 80s and 90s, you may … [Read the rest]

Barnes & Noble Summer Reading Program 2024 (Free Book, Kids Gr 1-6)

Barnes & Noble is running their Summer Reading Program for kids in Grades 1-6. I like that the steps are pretty simple: Read any eight books this summer and record them in this Summer Reading Journal [printable PDF]. Tell us which part of the … [Read the rest]

FIRE is Not Beans & Rice. FIRE is Not Pink Lambos. FIRE is Life!

FIRE (Financial Independence, Retire Early) is certainly a catchy acronym, but it always seems to confuse people because the word "retire" suggests a line between working and not working. What does it mean to "Retire Early"? What if you only … [Read the rest]

Upside App Promo Codes: $1.50+/Gallon Cash Back on Gas, 15%+ Off Restaurants

Update July 2024: Upside closed my account effective immediately and without prior warning because I used "unauthorized" promo codes. Just FYI, I would cash out now and whenever you have enough of a balance. Original post: (Update: Added … [Read the rest]

Merrill Edge Brokerage: Best High Interest Rate Options on Cash (5%+ APY, Updated May 2024)

Updated May 2024 with refreshed rates, new Preferred Deposit online initial deposit option, lower $1 minimum on money market funds. Merrill Edge is a self-directed brokerage arm of Bank of America and Merrill Lynch. They are a decent broker … [Read the rest]

When Fintech Apps Break: Lessons From Juno, Yotta, Copper, Yieldstreet Wallet, Synapse, Evolve Bank Lawsuits

What happens when the technology behind a Fintech app breaks down? We found out last week, when unfortunately millions of users lost access to their funds (and still haven't gotten it back as far as I can tell, as of this writing 5pm ET 5/20/24). … [Read the rest]