There are lots of reasons to retire early, but will it help you live longer as well? One study seems to suggest so, and is often cited in websites discussing early retirement. Dr. Sing Lin wrote a paper in 2002 called Optimum Strategies for … [Read the rest]
eBates CyberMonday Promotion: Get Extra Online Shopping CashBack Today
Posted on November 26, 2007 // 5 Comments
Shopping cashback website eBates is offering up to double their usual cashback percentages today since it's CyberMonday. Only 10 hours left as of this writing! For example, get 8% back at Target.com (4% normally), 4% back at CircuitCity.com (2% … [Read the rest]
Investment Gift Idea For Children: A Roth IRA?
Posted on November 25, 2007 // 22 Comments
A few very forward-thinking readers have asked me about ways to help their kids or other young folks by giving them a Roth IRA. This seems like an awesome idea to grab them some tax-sheltered action. I've thought about this in passing, but never … [Read the rest]
Happy Thanksgiving!
Posted on November 22, 2007 // 15 Comments
Thanksgiving rocks. I couldn't care less about the arguments about the true origins of this holiday, I just like how we celebrate it now. You actually try to use your kitchen and are suddenly okay with inviting strangers (okay, friends of friends … [Read the rest]
UPromise Holiday Promotion: $25 Bonus With Purchase
Posted on November 20, 2007 // 21 Comments
UPromise is mainly a cash-back online shopping mall like eBates that deposits money into a 529 college savings fund. If you haven't opened an account already, now may be a good time to do so if you were planning to do some shopping at the stores … [Read the rest]
Multiple Jobs? Don’t Overpay Social Security Tax
Posted on November 20, 2007 // 57 Comments
Remember when you got your first paycheck and wondered why it was so small? All 16-year-olds hate FICA. :) Even though it's not included when we talk about marginal tax rates, all employees have to pay 6.2% of their gross income to Social … [Read the rest]
Free Book Giveaway: Your Money & Your Brain
Posted on November 18, 2007 // 341 Comments
I didn't want to clutter up my review post, but I did get this book free from a PR firm, and they were also generous enough to provide additional copies to give away to readers. So if you are interested in getting a free copy of Your Money and … [Read the rest]
Your Money, Your Brain, and Your Happiness
Posted on November 18, 2007 // 26 Comments
In the book Your Money and Your Brain, author Jason Zweig explores neuroeconomics, which apparently is a mix of psychology, neuroscience, and economics. This book looked like it would be an easy read, but it turned out to be very densely packed … [Read the rest]
TradeKing and Scottrade Promotion: Reimbursed Account Transfer Fees
Posted on November 17, 2007 // 21 Comments
Looks like TradeKing is trying to convert some customers from "one of the larger online brokers"... I wonder who they are talking about? From an e-mail today: Due to the effect the sub-prime mortgage fallout has had on one of the larger online … [Read the rest]
Reader Question: Bear Market Worries, What About My Roth IRA?
Posted on November 16, 2007 // 41 Comments
Earlier this week I got a very good question from a reader: Last week I decided to take your advice and invest $4,000 in a Roth IRA. My Roth IRA holds only one fund: Vanguard Target Retirement 2050, which holds 90% stocks and 10% bonds. … [Read the rest]
Pet Peeve: Direct Marketing Based On Guilt Or Power
Posted on November 15, 2007 // 55 Comments
You've probably heard of "direct marketing" products - like Avon cosmetics, Cutco knives, or Amway health supplements. At the most basic level, I don't mind any of these companies. If you have the desire to sell directly to individuals and work … [Read the rest]
Is It Time To Get Rid Of My Old Car?
Posted on November 14, 2007 // 85 Comments
I like the idea of driving old cars into the ground, but sooner or later there must be a tipping point where the cost of upkeep outweighs the slow depreciation. I just can't tell if it's time yet. You always see a lot of used cars with ads like … [Read the rest]
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