About My Credit Card Debt If you're a newer reader, you may have some concerns about my high levels of credit card debt. I'm actually borrowing money for free at 0% interest, putting it in high yield savings accounts that earn me 5% interest or … [Read the rest]
Rejected For Laser Eye Surgery: My Money-Saving Plan Foiled
Posted on November 4, 2007 // 34 Comments
My eyes are bad, they have been for a while. So bad, it turns out, that I can't have laser eye surgery. No LASIK, no PRK, no Custom LASIK, no acronyms at all! Anyways, this has foiled my possible money-savings plans, but I thought I'd share them … [Read the rest]
$50 From Wells Fargo, 5.65% APY 4-Month CD
Posted on November 4, 2007 // 22 Comments
Wells Fargo Bank is offering a $50 bonus for opening a checking account with them. Note that they do perform a hard credit check. Their checking account rules vary by state, but I think most have one that is free with direct deposit. You can … [Read the rest]
Weekend Roundup: Open Portfolios, New ETFs, Old Jobs, and More
Posted on November 3, 2007 // 3 Comments
As I catch up on my feed reader, here are some posts from other bloggers that I found interesting: The Digerati Lifeshares her latest portfolio update. I love open portfolios, I don't know why. Lazy Man has left his job, and his wife explains … [Read the rest]
Signup Bonuses: $100 From LaSalle Bank, $50 From NewBank
Posted on November 3, 2007 // 26 Comments
LaSalle Bank (now owned by Bank of America) is offering a $100 bonus for opening a checking account, savings account, and using the debit card once. Likes like you need $250 for the checking and $100 for the savings. Keep the minimum amount in … [Read the rest]
Building My Portfolio: Efficient Frontier and Modern Portfolio Theory
Posted on November 2, 2007 // 20 Comments
Building upon the idea of investing in broad markets, next up is Modern Portfolio Theory. This is another advanced topic that entire careers can be built around, but here is my attempt to explain it in one quick digestible chunk. Risk vs. … [Read the rest]
We Got Pre-Qualified For A Mortgage, And It Was Shocking!
Posted on October 31, 2007 // 48 Comments
We decided to sit down with a mortgage broker and get officially pre-qualified for a mortgage. Actually "officially pre-qualified" is an oxymoron because the whole process only involved a legal pad and a calculator. The following is just our … [Read the rest]
Discover Card Holiday Mall Promotion: 10% Back + $100 Loophole?
Posted on October 30, 2007 // 24 Comments
The Holiday SeasonTM seems to start earlier every year. Discover Card has already announced their 2007 Holiday Mall Promotion, which essentially give you $20 back for every $200 that you spend at limited mall locations: Head to one of over 160 … [Read the rest]
Building My Portfolio: Consider Simply Buying The Entire Market
Posted on October 30, 2007 // 17 Comments
In Part 1 of this series, I talked about basing investing decisions on what I feel is most likely to persist in the future. This is another "big picture" post. We invest our money because we want to do something besides just sit there. We want … [Read the rest]
Building My Portfolio: Disclaimer and General Philosophy
Posted on October 29, 2007 // 15 Comments
I am starting a new series of posts that describes how I will reconstruct my current investment portfolio from scratch, from general theory to the actual purchasing of specific mutual funds. Here I want to reiterate the point of this blog - This is … [Read the rest]
10 Reasons You Should Never Pay Off Your Mortgage
Posted on October 28, 2007 // 194 Comments
A mortgage broker I was introduced to recently just sent me this article on 10 Great Reasons to Carry a Big, Long Mortgage by Ric Edelman. Apparently Mr. Edelman is the expert to be quoted on this subject, as I've heard his name associated with this … [Read the rest]
Checking Account Bonuses: $125 From Chase, $100 From Bank of America
Posted on October 27, 2007 // 38 Comments
Here are some good potential bonuses for new customers: Bank of America is offering a $100 bonus for opening a new personal checking account with them. Not available to existing checking account holders. To receive your $100, apply online or … [Read the rest]
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