(Warning: The following post is very stream-of-consciousness and written on very little sleep.) While doodling today (I doodle a lot) I started thinking about money and how it such an overwhelming issue at times. I read so much advice from so … [Read the rest]
Update: My Bank Account Setup To Maximize Interest
Posted on October 10, 2007 // 52 Comments
Back in April I shared my personal bank account setup which I felt offered the best balance of convenience, liquidity, and interest paid out for my geographic location and tax situation: Basically, I used my Washington Mutual Free Checking / 5% … [Read the rest]
Morningstar’s Stewardship Rating: Better Than Those Annoying Stars!
Posted on October 9, 2007 // 8 Comments
A couple weeks ago I wrote about characteristics of good actively managed mutual funds, which talked about finding managers who have most aligned their interests with their investors. I just discovered that there is also something similar called … [Read the rest]
Discover More Card Limited 5% Cashback
Posted on October 8, 2007 // 24 Comments
The Discover® More® Card has been on my list of top 0% APR offers for a while now. 5% Cashback Bonus "Get More" Program As an overall cashback rewards card, this card is actually subpar. You need to reach total annual purchases of $3,000 just to … [Read the rest]
How Much Better Is Your 401k Than A Regular Taxable Brokerage Account?
Posted on October 7, 2007 // 37 Comments
Everybody loves 401k plans for their tax advantages. But exactly how good are they, really? What if your 401k only offers limited, more expensive options than you can find from a regular brokerage account? I wanted to explore this using some … [Read the rest]
Treating Marriage As A Business Relationship
Posted on October 5, 2007 // 80 Comments
Since it's Friday, here's another lighter post on relationships and money. Below is a highly amusing posting on Craigslist that I found via the Bogleheads Forum. Be sure to read it along with the accompanying reply below. Advice for woman … [Read the rest]
Fidelity Self-Employed 401k Account Review
Posted on October 4, 2007 // 54 Comments
I've mentioned several times I have a Self-Employed 401k account. It's a somewhat unique thing, so here's a little bit more about it. What's a Self-Employed 401(k) and who's eligible? A Self-Employed 401(k) is a tax-advantaged 401(k) retirement … [Read the rest]
Tips On How To Cancel A Credit Card… Profitably!
Posted on October 3, 2007 // 33 Comments
You may have already heard from me and other articles that canceling a credit card does not help your credit score. But sometimes, you just have to do it. For example, you may have an annual fee or some ongoing customer service nightmare. What's … [Read the rest]
Choosing Between Limited 401(k) Investment Options
Posted on October 2, 2007 // 26 Comments
Many of us are faced with the dilemma of putting money into a 401k due to the tax-advantages, but only being presented with limited investment options. Personally, up until now to have 401k's all run by the giant Fidelity, but this time around we … [Read the rest]
October 2007 Financial Status / Net Worth Update
Posted on October 1, 2007 // 40 Comments
About My Credit Card Debt If you're a newer reader, you may have some concerns about my high levels of credit card debt. I'm actually borrowing money for free at 0% interest, putting it in high yield savings accounts that earn me 5% interest or … [Read the rest]
Zecco Trading Changes Free Stocks Trades Offer
Posted on October 1, 2007 // 16 Comments
Zecco Trading has just changed their pricing for new accounts from 40 free trades/month to 10 trades/month, and there is a new requirement that you must have $2,500 in account equity (cash + value of stocks). If you have less than $2,500, then trades … [Read the rest]
Have You Noticed How Much Free Online TV There Is?
Posted on September 30, 2007 // 16 Comments
I'm probably way behind the times, but I'm impressed by how many full episodes of TV shows are free online now. I had completely missed the first episode of the new season of Beauty and the Geek (a horrible show that I'm ashamed to admit I watch, … [Read the rest]
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