PenFed Credit Union Premium Online Savings: Up to $750 Deposit Bonus (New & Existing)

Update 11/30/23: At some point after publishing this post, PenFed changed the terms of this offer. It used to say: Can I share/forward this offer to a friend or family member? Yes, this offer is open to everyone. Maximum bonus received is $750 … [Read the rest]

RIP Charlie Munger: Thank You For Sharing Your Wit and Wisdom

Many investors around the world were saddened to hear that Charles T. Munger passed away on November 28th, 2023, only about a month before he would have turned 100 years old. Most people discovered him through his long friendship and business … [Read the rest]

Buy $100 Apple Gift Card, Get $15 Amazon Promo Credit

As part of their Amazon's Cyber Week gift card deals, get a $15 Amazon Credit with $100 Apple gift card purchase. Must use promo code APPLET5USAP at checkout, or see the "Qualifying offers" box with promo details. While supplies last, and it will … [Read the rest]

Stuff I Bought Myself and Would Buy Again (2023 Edition)

Many "buying guides" are bland and generic, but I find that I still enjoy hearing what works for the discerning creators that I follow. I went through my buying history and these are random items that I have bought myself from Amazon (no free … [Read the rest]

AmEx Offers: Shop Small Saturday, Walmart+, Gas Stations, Wireless Bills

New offers added, including Shop Small credit that expires Saturday. Amex Offers are targeted offers that either offer discounts in the form of statement credits on your account or as extra reward points earned. To view your offers, visit your … [Read the rest]

The Half-Hour Car Rental Hack

When you make a reservation at nearly every car rental website, you simply agree to a price and make a non-binding reservation without giving any payment information. You can cancel at any time, without penalty. I'm really not sure why this is still … [Read the rest]

Best Interest Rates on Cash – November 2023

Here's my monthly roundup of the best interest rates on cash as of November 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]

Primis Bank Novus Checking: 6% APY Guaranteed for 6 Months (4.00% APY Standard)

Primis Bank just rolled out a new Novus Checking account that includes an introductory period of 6.00% APY guaranteed for 6 months on up to $50,000 with qualifying direct deposits. Hat tip to reader Bill P. Highlights: 6.00% APY guaranteed … [Read the rest]

Capital One Spark Cash Select Business Card Review: $500 Intro Bonus w/ No Annual Fee

The card_name is a business credit card with simple, straightforward cash back along with no annual fee. This no-annual fee card is currently offering a strong $500 cash bonus for new cardholders after qualifying purchases, while also requiring an … [Read the rest]

Free Kindle eBook: From Zero to Millionaire

Here's a free Kindle eBook version of a personal finance and investing book that was published just last month: From Zero to Millionaire: A simple, effective and stress-free way to invest in the stock market by Nicolas Bérubé. (That is an Amazon … [Read the rest]

Time to Redeem Older Savings I Bonds With Zero or Low Fixed Rates?

After the November 2023 fixed rate was announced to be higher at 1.3%, I've gotten a few questions about redeeming "old" Savings I Bonds with lower fixed rates (some at 0%) and buying these "new" ones instead. During this current 6-month period, a … [Read the rest]

BMO Alto Online Certificates of Deposit: 5-year CD at 5.25% APY

BMO Alto is the online-only division of BMO Bank N.A. (member FDIC). You can only access BMO Alto products through its unique website, not any existing BMO login. As of 11/8/23, they are offering very competitive rates for CDs (certificates of … [Read the rest]