Best 0% APR Balance Transfer Credit Cards – Updated 2024

Looking to pay off any remaining credit card debt? 📈 Shopping around for the best balance transfer offer can save you thousands of dollars in interest. Below is a freshly updated list of the best 0% APR balance transfer offers. I try to … [Read the rest]

Consistently Investing $850 a Month x 10 Years = $160,000 (2014-2023)

Instead of only looking at year-to-date or last year's return numbers that are often quoted in the media, I always try to also take a longer-term perspective (especially on down years) by looking back over a longer period. How would a steady … [Read the rest]

Ally Bank Deposit Bonus: 0.50% of New Deposits, Up to $125 (New Customers via Referral Only)

Ally Bank is one of my favorite banks in terms of user interface, practical features, and reliability. They were my primary checking account for years. Unfortunately, their savings account rates have been lagging the top rates by about 1% recently. … [Read the rest]

$6,500 IRA Contribution Bonus Challenge: $5,444 in Bonuses (2023 Year End)

Final totals for 2023. Each year, I challenge myself to earn the equivalent of the maximum annual IRA contribution limit (up to $6,500 for 2023) using the profits from various finance promotions alone. In 2021, I reached $5,592 in bonuses. In … [Read the rest]

Best Interest Rates on Cash – January 2024

If you're leaving your cash in a checking account at most major banks, you're probably earning zero interest. With an online application, you could earn a lot more money while keeping the same level of safety by moving to another FDIC-insured bank … [Read the rest]

Ink Business Cash® Credit Card Review: Up to $750 Cash Bonus, 5% Back Categories, No Annual Fee

The Ink Business Cash® Credit Card has a sign-up promotion offering up to a $750 total cash bonus (75,000 Ultimate Rewards points) for new cardholders that meet the spending requirements, along with 5% cash back and 2% cash back on select small … [Read the rest]

MMB Portfolio Dividend & Interest Income Update – Year-End 2023

Here’s my quarterly income update as a companion post to my MMB Portfolio Year-End 2023 performance update. I prefer to track the income produced as an alternative metric to performance. The total income goes up much more gradually and … [Read the rest]

iPhone 6/7/SE Performance Slowdown Class Action Settlement

Update January 2024: It took over 3 years, but if you received a $92.17 deposit in your bank account with the description "IN RE APPLE INC Payouts", it is your payment for this settlement. It's always best to assume it will take a few years for … [Read the rest]

MMB Portfolio Asset Allocation & Performance Update – Year-End 2023

Here's my year-end 2023 update for my investment holdings (published January 2024), including all of our combined 401k/403b/IRAs and taxable brokerage accounts but excluding our primary residence and side portfolio of self-directed investments. … [Read the rest]

Chase Freedom Unlimited® Card Review

The Chase Freedom Unlimited® Credit Card is a no-annual-fee rewards card which earns a flat 1.5% cash back on all non-bonus purchases (or a possibly more valuable 1.5 Ultimate Rewards points per dollar spent). This is a different card from the new … [Read the rest]

Fierce Finance App Review: 5.25% APY + New Deposit/Referral/Trade Bonuses

Update January 2024: If you opened an account with Fierce previously, keep a lookout for e-mails with new promotions. In addition to the new account bonuses detailed below, I have received the following promos: a $25 bonus for setting up recurring … [Read the rest]

Fidelity Bloom App: Fintech App from Traditional Broker

Update July 2024: Looks like Fidelity is ending this little experiment. They are no longer accepting new applications. It was fun to try out and collect the various incentives. Update January 2024: If you have the Fidelity Bloom app, this is a … [Read the rest]