The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of which are indexed to inflation. Our respective incomes have been quite variable these last few years, so I … [Read the rest]
Happy New Year! 🎉 🥳 It's time to take a look back and see how the year went for the broad asset classes that I track. Per Morningstar, here are the total annual returns (includes price appreciation and dividends/interest) for … [Read the rest]
If you are considering a year-end contribution to a 529 college savings plan, you may be concerned about the possibility of not using the full balance. To be honest, this is not something that I worry about at all (spread across three kids, I … [Read the rest]
NASA Federal Credit Union (NASA FCU) has a new checking account promotion that is a bit of extra work, but may be worth it when you consider they often have pretty good certificate rates (see current special rates including 9-month CD at 5.70% APY). … [Read the rest]
We are in the home stretch of 2023. I hope that you all will be able to spend time with friends and family this holiday season. Posting will be extra brief and sporadic for the rest of the year. Buy $50 in Lowe's Gift Cards, get a $10 bonus … [Read the rest]
Updated January 2025. M1 is offering a $75 bonus if you open a new account with $10,000 and maintain it for 30 days. Here are the referral bonus details. Here is my M1 referral link (thanks if you use it!) from which you must start opening your new … [Read the rest]
Fidelity Investments is offering selected customers free access to TurboTax Online Premium (Federal and State), or $5 for the TurboTax Premier Desktop edition. To find out if you are eligible, it is suggested that you look for the offer under … [Read the rest]
Whenever an article mentions the "average savings account rate", I find that information useless. There are a lot of zeros in that average! But this Axios article has an interesting chart comparing the top savings rate vs. the rolling 3-month … [Read the rest]
It's mid-December. Do you know where your Healthcare Flexible Spending Account (FSA) contribution are? If it's still sitting in your FSA, your employer may be waiting to pocket it shortly (subject to possible carryover or grace period). … [Read the rest]
Mint.com, the financial dashboard and budget tracking website bought by Intuit in 2009, is "shutting down" on January 1st, 2024 (update: now extended to March 2024). Shutting down doesn't feel like quite the right word, as though the Mint brand is … [Read the rest]
Costco.com is selling $250 Disney gift card for $224.99 (limit 2 per membership). These are eGift cards, but you can use them anywhere a normal Disney gift card would work. You are saving 10% off up to $500 in gift cards. These aren't available … [Read the rest]
My favorite feature of donor-advised funds is the ability to easily donate appreciated stock to maximize tax-efficiency. My second-favorite feature has become the ability to donate anonymously. When I was starting out and figuring out how and … [Read the rest]
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