PayPal is offering a $15 rebate on any single purchase of $30 or more between February 8 and March 31. Valid anywhere PayPal is accepted in the U.S. and Canada, including eBay. You must register your primary e-mail here first. I always buy my … [Read the rest]
Fidelity MyPlan: Should Good Savers Invest Less Aggressively?
Posted on February 8, 2007 // 25 Comments
Fidelity has a new tool called the myPlan retirement calculator. It's very soothing and is only 5 questions long, why not give it a whirl? What I like about it is that it doesn't just deal with average numbers. People like to use round numbers … [Read the rest]
Free 24 Minutes of Skype for Chinese New Year
Posted on February 8, 2007 // 3 Comments
Right now Skype is giving out 24 free minutes of calling in celebration of Chinese New Year. Yes, it's only worth 50 cents. But I'd pick up two quarters off the street any day. Kung Hei Fat Choi! … [Read the rest]
February 2007 Investment Portfolio Snapshot
Posted on February 7, 2007 // 25 Comments
It's time for another bi-monthly update on my investment portfolio. Retirement Portfolio Fund $ % FSTMX - Fidelity Total Stock Market Index Fund $11,212 15% VIVAX - Vanguard [Large-Cap] Value … [Read the rest]
4 More Ways To Get A Free Credit Report
Posted on February 5, 2007 // 39 Comments
I think the media in general has been pretty successful about promoting AnnualCreditReport.com, the official government-mandated source of free credit reports. I checked all mine last March. But what happens when it hasn't been 12 months yet but … [Read the rest]
Emigrant Direct Signup Bonus Update – December Payouts
Posted on February 5, 2007 // 2 Comments
Bonuses for my Emigrant Direct Signup Promotion went out today for those that sent me their final form in December. Emigrant Direct offers a savings account paying 5.05% APY with no minimum balance. If you're interested, be sure to get another … [Read the rest]
February 2007 Financial Status / Net Worth Update
Posted on February 5, 2007 // 22 Comments
About My Credit Card Debt Newer readers may be alarmed by my high levels of credit card debt. In short, I'm borrowing money for free and keeping it in safe investments while earning me interest. Along with other things, this helps me earn extra … [Read the rest]
Our Savings Rate Is (Still) Negative: Should We Worry?
Posted on February 4, 2007 // 27 Comments
A few days ago, the US Department of Commerce released1 that the nation's savings rate for 2006 was negative 1%. This means as a whole we spent more than we earned after-taxes, again. (It was also negative for 2005). Much is being made about how … [Read the rest]
Free Samples From Wal-Mart
Posted on February 3, 2007 // 2 Comments
Manufacturers often give away free samples of their new products that will soon be on Wal-mart shelves. Even if you don't shop there, you can sign up for those free samples here. Currently available: - Dove shampoo for color-treated hair - … [Read the rest]
Are Online Savings Accounts Becoming A Commodity?
Posted on February 3, 2007 // 32 Comments
As online savings accounts get more and more popular, I get the feeling that they are becoming a mature product, almost a commodity. Sure, there will still be the occasional promotions, but for the most part all of the banks now are hovering around … [Read the rest]
Starting Your Own Portfolio Out With Limited Funds
Posted on February 3, 2007 // 3 Comments
All of these suggested portfolios were developed by smart people who did their homework. But none of them are the same! This is because every single one also made compromises based on their interpretation of current research, simplicity, … [Read the rest]
Model Portfolio #6: Merriman’s FundAdvice Ultimate Buy and Hold
Posted on February 2, 2007 // 31 Comments
(This is the sixth in my series of Model Portfolio Comparisons.) Paul Merriman also runs his own money management firm. He also writes at FundAdvice.com, which has a lot of interesting articles about investing in no-load mutual funds, with and … [Read the rest]
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