Since the IRS starts accepting electronic returns this week, let's start off with the tax tips. First, an easy one: the IRS Telephone Tax Refund. Summary: Courts decide old phone tax not legit, should be refunded. You and I get money … [Read the rest]
Why You Should Ignore Stock Market Predictions
Posted on January 13, 2007 // 21 Comments
The Motley Fool used to be a great resource for investing, espousing index funds and low-cost investing, but it is gradually becoming just a factory that churns out stock tip newsletters. Last January, they made some Stock Predictions for 2006. … [Read the rest]
Free International Phone Calls By Calling Iowa
Posted on January 12, 2007 // 22 Comments
AllFreeCalls.net is offering free international calls to select countries. All you have to do is call this Iowa phone number: (712) 858-8094, and then enter the usual 011 + Country Code + Phone Number. How do they make money? Via … [Read the rest]
Nothing Down For the 2000s: Real Estate Book Review
Posted on January 12, 2007 // 15 Comments
I'm naturally skeptical of most real estate gurus, with all that feel-good "You too can be rich!" talk and very little substance. Still, I was curious to see what was inside Robert Allen's best-selling book Nothing Down for the 2000s: Dynamic New … [Read the rest]
A Quick Lesson In Wall Street Lingo
Posted on January 11, 2007 // 9 Comments
It can be tough watching CNBC and reading stock market articles without knowing the proper terms. Here are some helpful pointers: Profit-taking: All-purpose explanation for why the market went down. Correction: A major market crash made to sound … [Read the rest]
January 2007 Financial Status / Net Worth Update
Posted on January 8, 2007 // 12 Comments
About My Credit Card Debt Newer readers may be alarmed by my high levels of credit card debt. In short, I'm borrowing money for free and keeping it in safe investments while earning me interest. Along with other things, this helps me earn extra … [Read the rest]
Dollar Cost Averaging: A Poor Way To Reduce Risk?
Posted on January 6, 2007 // 35 Comments
Dollar Cost Averaging (DCA) involves investing a fixed amount at a regular interval. Lump-Sum Investing (LSI) involves putting in all the money you have available to invest at once. These are not mutually exclusive! If you are investing a portion … [Read the rest]
Do You Have A Water Leak?
Posted on January 6, 2007 // 11 Comments
Is your water bill higher than it should be? Toilet leaks may be silent, but account for about 95% of increased water use that shows up on bills. How to tell if you have a leak in your plumbing: Turn off all the water inside and outside the … [Read the rest]
Emigrant Direct Signup Bonus Update – November Payouts
Posted on January 5, 2007 // 2 Comments
Everyone who sent me their Form #2 in November for my Emigrant Direct Signup Bonus Promotion was paid this week. If you're interested in opening an account with Emigrant Direct's 5.05% APY with no minimums, why not get yourself an extra $20 out of … [Read the rest]
Free 8-Week Membership At Bally’s Gym
Posted on January 5, 2007 // 13 Comments
As I sign of my psychic genius, I will predict your New Year's Resolutions. They are: 1. I will save or earn more money. 2. I will become more healthy. 3. I will be less cluttered and more organized. Hopefully I can help with the first one … [Read the rest]
If Real Estate Prices Are Cyclic, Where Are We Now?
Posted on January 4, 2007 // 21 Comments
I'd say I'm somewhere between anxiety and denial now. If you can't tell, I'm thinking of buying a house in a large West Coast city sometime late in 2007. Hurry up despondency! :) This chart would be funnier if it didn't hit so close to home. … [Read the rest]
Controversial Rent vs. Own Housing Calculator
Posted on January 4, 2007 // 25 Comments
The Center for Economic and Policy Research (CEPR), a non-governmental economic think-tank, is very upfront about its views on the housing bubble. For a clue as to what they are, check out this article titled "The Menace of an Unchecked Housing … [Read the rest]
The Best Credit Card Bonus Offers – 2025
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2025
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)