The card_name is a business credit card with simple, straightforward cash back along with no annual fee. This no-annual fee card is currently offering a strong $500 cash bonus for new cardholders after qualifying purchases, while also requiring an … [Read the rest]
Here's a free Kindle eBook version of a personal finance and investing book that was published just last month: From Zero to Millionaire: A simple, effective and stress-free way to invest in the stock market by Nicolas Bérubé. (That is an Amazon … [Read the rest]
After the November 2023 fixed rate was announced to be higher at 1.3%, I've gotten a few questions about redeeming "old" Savings I Bonds with lower fixed rates (some at 0%) and buying these "new" ones instead. During this current 6-month period, a … [Read the rest]
BMO Alto is the online-only division of BMO Bank N.A. (member FDIC). You can only access BMO Alto products through its unique website, not any existing BMO login. As of 11/8/23, they are offering very competitive rates for CDs (certificates of … [Read the rest]
CIBC Bank USA has brought back a $250/$500 deposit bonus for customers that are adding new money to their Agility online savings account (you can be a new or existing customer). The bonus is on top of the interest rate, currently a competitive … [Read the rest]
One of the problems with personal finance content is that there are really only so many ways you can say "buy a low-cost stock index ETF and do nothing for 20+ years". The pressure to make it more complicated is quite intense, if only to cure your … [Read the rest]
The Acquired Podcast has new episode with Charlie Munger. As usual Charlie was candid and dropped some truth bombs, although we never quite get to hear what he really thinks about venture capital... 🤐 If you scroll down on the page, you'll … [Read the rest]
Allan Roth has another thought-provoking article called Beat Inflation Handily, and Risk-Free with a very attractive proposition: Do you want an expected return of nearly 6% annually above inflation but also want to be assured you will beat … [Read the rest]
Savings I Bonds bought from November 1, 2023 through April 30, 2024 will have a fixed rate of 1.30%, for a total composite rate of 5.27% for the first 6 months. The semi-annual inflation rate is 1.97% as predicted (3.94% annually), but the full … [Read the rest]
(Update: New $50 limited-time offers for new RedCards, including new Reloadable version with no credit check. Offer expires 12/9/23.) The Target RedCard offers 5% off all Target purchases both online and in-store (Target gift cards excluded, … [Read the rest]
Update October 2023: Peerstreet e-mailed creditors on 10/18/23 that you can get 95% of your "investable cash" back by logging into your account and manually requesting a withdrawal. It will not be done automatically, so be sure to make that … [Read the rest]
I've mentioned this before, but here's a quick reminder as the tax-equivalent yields are now at 6% APY in most states with income taxes (anything 5% and up, see above graphic). Due especially to high state income taxes, my cash is mostly held in … [Read the rest]
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