Here's my quarterly update on my current investment holdings at the end of 2023 Q2, including our 401k/403b/IRAs and taxable brokerage accounts but excluding our primary residence and side portfolio of self-directed investments. Following the … [Read the rest]
Oxygen is a fintech app that offers "tools and services for extraordinary entrepreneurs and business owners", letting you have one app that easily alternates between personal and business bank accounts. Banking services are through The Bancorp Bank, … [Read the rest]
Harry Markowitz, who received the 1990 Nobel Prize in Economics for his contributions in creating modern portfolio theory, passed away recently. He introduced the use of mathematical methods to illustrate the power of diversification and how you can … [Read the rest]
You've probably heard the advice that you get more happiness when you spend money on experiences (e.g. vacation), not material possessions (e.g. watch/jewelry). But what about purchases that have aspects of both (e.g. a swimming pool or home … [Read the rest]
Updated. Fidelity Investments is offering a $100 bonus for opening a Fidelity taxable brokerage account ("The Fidelity Account"), Cash Management Account ("CMA"), Roth IRA, or traditional IRA. You can also do the "Starter Pack" (Fidelity Account + … [Read the rest]
These days, when I see an article titled The Best Current Sources of Retirement Income, I expect to be pitched some sort of options-based ETF with 12% yield or high-yield junk bonds with a 9% yield. However, this Morningstar article actually … [Read the rest]
Amazon lets you "Shop with Points" using many different loyalty programs including Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou, and Discover. They also offer targeted promotions from time to time, and they seem to … [Read the rest]
I definitely feel for prospective homebuyers in the current market. My parents are one of them, looking for a place in retirement. According to Redfin and Mortgage News Daily, we currently have low inventory (partially due to people with sub-6% … [Read the rest]
Eventually, you will be presented with the idea of writing covered calls on your portfolio and earning "easy income" from this strategy. I already know intuitively that there must be a cost to this "passive income" and that the net effect is worse … [Read the rest]
The Bank of America Premium Rewards Credit Card is the mid-tier premium card in the line-up, with added perks in exchange for an $95 annual fee. (Comparable with the Chase Sapphire Preferred and American Express Green cards.) This card also … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of June 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
Andrews FCU is celebrating their 75th anniversary with a special 7.5 month certificate at a very competitive 5.75% APY. $1,000 minimum opening deposit, $250,000 maximum. Limit one certificate per membership. Early withdrawal penalty is 90 days … [Read the rest]
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