Updated 2023. You can save hundreds of dollars per year by shopping around and using a lesser-known plan. Every major network sells wholesale minutes and data to MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of August 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
If I were to summarize the book Essentialism: The Disciplined Pursuit of Less by Greg McKeown, I would simply put up the graphic (from the book) above. We all have finite energy. Nobody can "have it all". You need take the time to explore and … [Read the rest]
Facebook has another class action settlement, this one for $725 million and different from the last $90 million one. Lots of people will be eligible: If you were a Facebook user in the United States between May 24, 2007, and December 22, 2022, … [Read the rest]
Dr. William Bernstein is continuing his press tour for the second edition of his classic investing book The Four Pillars of Investing, and I found myself listening/reading to another podcast from The Meb Faber Show: Bill Bernstein on Financial … [Read the rest]
Rate hike for No-Penalty CD. CIT Bank (not to be confused with Citi Bank) is an online-only bank that has a multi-year history of competitive rates, although they do like to start up new product lines while keeping low rates on their older product … [Read the rest]
Final update July 2023, with full cashout. It has now been nearly 6 years for my experiment comparing a Fundrise Real Estate portfolio and the Vanguard Real Estate ETF. In Fundrise, we have a start-up with "crowdfunding" beginnings that offers … [Read the rest]
If you read a lot of finance articles online, you're probably as tired as I am of running into paywalls. Even though I already pay for subscriptions to the New York Times, Wall Street Journal, and Bloomberg Businessweek (paper magazine!), I'm still … [Read the rest]
Megabus now runs intercity bus service to over 500 cities all across the US (also runs in UK and Canada). Right now, you get can $1 fares with their "Christmas in July" sale (Via The Gate, see tweet below). The schedule is now out through … [Read the rest]
Milli is a new app-only savings account that is backed by the FDIC insurance of First National Bank of Omaha (FNBO). iOS and Android apps available. They came out of the gates at 5.00% APY but recently raised to 5.25% APY. Here are the … [Read the rest]
The term "Vanguard effect" was coined due to the observation that after Vanguard enters an asset class with its low expense ratios, competitors are usually forced to follow and lower their expense ratios as well. However, one area where this … [Read the rest]
"The Long View" by Mornginstar is an excellent podcast for DIY investors with a long-term perspective. Their recent episode Bill Bernstein: Revisiting ‘The Four Pillars of Investing’ had on Dr. Bernstein to help promote his newly-updated The Four … [Read the rest]
The Best Credit Card Bonus Offers – 2026
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2026
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)