Eventually, you will be presented with the idea of writing covered calls on your portfolio and earning "easy income" from this strategy. I already know intuitively that there must be a cost to this "passive income" and that the net effect is worse … [Read the rest]
The Bank of America Premium Rewards Credit Card is the mid-tier premium card in the line-up, with added perks in exchange for an $95 annual fee. (Comparable with the Chase Sapphire Preferred and American Express Green cards.) This card also … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of June 2023, roughly sorted from shortest to longest maturities. There are often lesser-known opportunities available to individual investors. Check out my Ultimate Rate-Chaser … [Read the rest]
Andrews FCU is celebrating their 75th anniversary with a special 7.5 month certificate at a very competitive 5.75% APY. $1,000 minimum opening deposit, $250,000 maximum. Limit one certificate per membership. Early withdrawal penalty is 90 days … [Read the rest]
Target is running a promotion where if you get a $10 Target GiftCard with $100 "Choice" gift card purchase, in-store or online. Promo ends June 10th. I'm guessing this is related to Father's Day. (The Mother's Day promo was better, what's up?!) … [Read the rest]
Morningstar has been running an interesting series of articles on "Do Nothing" portfolios where they take the idea of "Buy and Hold" to the extreme. When you buy and hold a traditional index fund, the holdings still change over time. New … [Read the rest]
If you own a target retirement fund, you probably own a decent chunk of international stocks. However, these days it's harder to find people telling you to own international stocks when you build your own portfolio, mostly because of the … [Read the rest]
No-Penalty CDs try to offer the best of both worlds - the liquidity of a savings account, and the higher fixed interest rate of a term CD. If rates go up, you can still move to the new higher rate. If rates drop, you are covered because the … [Read the rest]
Update 10/14/24: Rates dropped to 4.40% APY on up to $100,000 for Mega Money Market and 4.65% APY on up to $15,000 for Rewards Checking (debit card usage and other requirements apply). Details below. Update 7/9/24: Rates dropped to 4.75% APY … [Read the rest]
Updated for 2023. 5/29 is "National 529 College Savings Plan Day" and every year a few state plan offer promotions and/or giveaways. Most offers end by May 31st. Some offers require in-state residency, but some don't. 529 plans can now also … [Read the rest]
Despite my great affinity for Venn diagrams, I don't recall seeing this one about how to choose a career by engineer/comedian Don McMillan. I found the routine through a random YouTube video … [Read the rest]
Worried about keeping all your airline miles and hotel points active? Another trick to keep in your toolbox is that many loyalty programs have a partner survey company that can be a relatively easy way to earn a few miles and extend any impending … [Read the rest]
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