The big financial news over the weekend was the failure of both Silicon Valley Bank and Signature Bank. They failed, the FDIC took over and fulfilled its duties, and then the uninsured business owners convinced the Fed to backstop everything (aka … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of March 2023, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known opportunities … [Read the rest]
Berkshire Hathaway (BRK) released its 2022 Letter to Shareholders, which is how Warren Buffett updates his fellow shareholders annually on the status of the business. Direct ownership of Berkshire Hathaway shares was one of my first … [Read the rest]
Target Circle is Target's rewards program (free to join) and 3/5 to 3/11 is "Target Circle Week" where they have special offers. Standard perks include 1% back on your Target purchases if you don't get the 5% back from REDcard, and you get a 5% off … [Read the rest]
Back in 2020, I wrote a post Do Not Buy List: Healthcare Sharing Ministry As Health Insurance Alternative. Although they may present a lower-cost option that even aligns with your faith, they can also contain hidden and unpredictable risks. Since … [Read the rest]
New promos with rate guarantees. Elements Financial Credit Union has a new rate of 4.25% APY on their High-Yield Savings on balances of $10,000+ (different from their Helium Savings). The promo rate is guaranteed until October 31, 2023. … [Read the rest]
Update May 2023: Rate tiers are now up to 4.50% APY. You may be grandfathered from the activity requirements until 6/30/23 if you were an existing user. Older review, last updated October 2022: HM Bradley announced several … [Read the rest]
In 2022, 21 states issued special relief payments to eligible residents in 2022. The Tax Foundation has a partial list of state rebate checks. But do these state relief checks count as taxable income at the federal level? After taking a bit to … [Read the rest]
The card_name is their no-annual-fee travel rewards card with 1.25x miles on all purchases. There are bigger rewards and bonuses from the premium Capital One Venture and ultra-premium Capital One Venture X cards, but this card still offers a … [Read the rest]
Vanguard has released some preview numbers from its 2023 America Saves report, which covers the nearly 5 million 401k, 403b, and other retirement plans that Vanguard administrates. More stats in this CNBC article. Even though the average balance … [Read the rest]
Charlie Munger is now 99 years old and still answering blind questions on the fly at the 2023 Daily Journal Annual Shareholder Meeting. CNBC has posted the full 2+ hour interview with Becky Quick on YouTube. You'll miss out on his snarky tone, but … [Read the rest]
According to CNBC, over 100 million bets were placed over Super Bowl weekend. Sports gambling is becoming more and more accepted as a casual part of the entertainment, but right now people are hiding from their spouses and partners the fact that … [Read the rest]
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