Amazon is running a "Spin & Win" Instant Win game (link available online) that only works on the Amazon app and gives you the chance to win a $5-$20 Amazon credit. You can spin once a day through Monday 11/28/22.. I usually don't care for … [Read the rest]
Here's a reader question that I found interesting regarding "low-tech" retirees: Hi - my 82 year-old father-in-law does not own a cell phone or a computer. He has very little "visibility" on the internet because he was a self-employed craftsman … [Read the rest]
As with the rest of the finance world, I've been following the collapse of FTX and Sam Bankman-Fried (SBF). There are many explainers (Matt Levine is my fav, but paywall?), while new details keep emerging. Crypto the newborn currency is growing up … [Read the rest]
Update: $599 sale ends at 11:59 PM Mountain Time on November 18, 2022. International destinations also added to offer. Frontier has discounted their Go Wild Pass to only $599 for a limited time for the first year. Retail and Renewal Price … [Read the rest]
The trend in many alternative asset classes is to make previously illiquid and high-value investments like art, collectibles, farmland, and music royalties more accessible to us common folk by offering fractional ownership. From the comfort of my … [Read the rest]
Morgan Housel has an excellent post about Cumulative vs. Cyclical Knowledge, which points out how humans don't seem to be able to solve behavioral financial problems like living below your means, asset bubbles, overuse of leverage, and more. In a … [Read the rest]
Amazon is offering select Amazon Prime members a $10 Amazon credit for linking their Venmo account as a payment method. You don't have to actually purchase anything with Venmo. The terms says it's targeted, but I did not receive an e-mail about … [Read the rest]
Retirement income planning would be so much easier if you could buy a known amount of guaranteed lifetime income that automatically adjusted for inflation. However, the reality is that not a single insurance company in the entire world is willing to … [Read the rest]
If you are serious about dramatically improving your personal finances (like getting rid of credit card debt), the first step is to find out exactly where your money goes - track every dollar for a month using a spending log. I recall it being quite … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of November 2022, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known … [Read the rest]
The Citi® Double Cash Card is a popular rewards credit card as it offers 2% flat cash back on all purchases, not just specific categories. As of March 2022, $1 in cash back rewards is also 100 Citi ThankYou points for potentially even better reward … [Read the rest]
Update November 2022: Ally has raised the rates on their CDs and savings accounts, but notably the 11-month No Penalty CD is now at 3.10% APY, which isn't amazing, but if you are already committed to this deposit bonus, it is a way to raise your … [Read the rest]
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