MMB Portfolio Dividend & Interest Income – October 2025 Q3 Update

Here’s my 2025 Q3 income update as a companion post to my 2025 Q3 asset allocation & performance update. Even though I don't focus on high-dividend stocks or covered-call income strategies - I still track the income from my portfolio as an … [Read the rest]

Kraken Crypto/Brokerage: Up to 2% Deposit Bonus w/ 12-Month Hold

Kraken is offering up to a 2% deposit bonus in October for any customer that deposits $1,000+ in cash or crypto during October. The deposit bonus will vary from 1% to 2% depending on total deposits across all customers, with the strange rule that … [Read the rest]

MMB Portfolio Asset Allocation & Performance – 2025 Q3 Update

Here is my 2025 3rd Quarter portfolio update that includes all our combined 401k/403b/IRAs and taxable brokerage accounts but excludes our house and small side portfolio of self-directed investments. Following the concept of skin in the game, the … [Read the rest]

Mesa Homeowners Card: Mortgage Rewards + Up to 50,000 Point Bonus

Mesa is a new fintech focused on "homeowners", currently with a credit card and mortgage lending product. Their Mesa Homeowners Visa Card (issued by Celtic Bank) currently has a 50,000 points bonus albeit with a pretty high spending requirement. … [Read the rest]

Hilton Honors American Express Cards: Limited-Time Offer of 100,000 Points w/ No Annual Fee

Updated with new limited-time offers. Hilton Hotels and American Express have co-branded credit cards with special perks for Hilton customers. Each person can only get one welcome offer, per card in your entire lifetime, so it's best to apply … [Read the rest]

Bank of America Credit Cards – 2% More Rewards Day on Thursday 11/6/2025

Back for 2025. Bank of America has a one-day credit card promotion called "More Rewards Day" on Thursday, 11/6/25. Depending on your BofA credit card type (both consumer and business cards are all eligible), you can earn an additional 2% cash back … [Read the rest]

Closing US Bank Accounts to Avoid Annual Fee After Smartly Credit Card Negative Changes

As of 9/15/25, my US Bank Smartly credit card was downgraded from 4% cash back for my situation to the more restrictive version of the negative changes to the US Bank Smartly credit card, which matches what is available to new applicants. In other … [Read the rest]

CIT Bank Platinum Savings Account: Up to $300 Deposit Bonus (New & Existing Customers)

CIT Bank has a new limited-time $225/$300 Platinum Savings deposit bonus.1 The bonus depends on deposit amount, and it is open to both new and existing customers*. Importantly, the bonus is in addition to the interest rate, currently a competitive … [Read the rest]

Apple TV+: Free Month (New or Returning Subscribers)

Apple TV+ is offering a free 1-month trial, available to both new and returning subscribers. Auto-renews at the end of the month if you don't cancel. However, Apple is good about subscriptions - if you cancel early, even immediately after signing … [Read the rest]

The Platinum Card® from American Express Review: Lots of New Perks, Bigger Credits, Increased Annual Fee

Updated with new perks, increased credits, and increased annual fee. card_name is the classic premium travel card, with an extended list of luxurious perks along with a hefty annual fee. It's time for another look again as they have added many new … [Read the rest]

The Business Platinum Card(R) from American Express Review

Updated with improved welcome offer, new perks, and increased annual fee. card_name is the ultra-premium AmEx business card with a very long list of perks and statement credits. You also get a broad airline lounge access program and an improved … [Read the rest]

Amazon Music Unlimited: Free 3 or 4-Month Trial (Free Audible Audiobook Each Month)

As part of the run-up to Amazon "Prime Big Deal Days", you can get a free 3-month or 4-month trial of Amazon Music Unlimited (standard is only 1-month). Beyond the usual ad-free and on-demand music, Amazon Music Unlimited now also includes 1 free … [Read the rest]