It's been a while since I've redeemed any airline miles or hotel points, so I'm excited to start doing so again. We still had thousands of dollars in airline credit balances from early 2020, and I just booked a flight and two hotel nights in … [Read the rest]
(Update February 2022: BlockFi now pays 8.75% APY on stablecoin balances up to $20,000 (USDC, GUSD, USDT) and 4.5% APY on up to 0.10 BTC.) BlockFi is a cryptocurrency platform that both pays high interest on crypto deposits (including stablecoins) … [Read the rest]
Spiral is a new fintech banking app (iOS only currently) with a unique mandate on social responsibility through charitable giving. If you maintain an account with them, you must agree to set aside some portion of every deposit towards a charitable … [Read the rest]
I recently completed a Backdoor Roth IRA contribution at M1 Finance (my review), so here is a detailed step-by-step walkthrough of the process along with screenshots based on my actual experience. M1 Finance currently has a new customer bonus offer … [Read the rest]
My current commute/workout/kid taxi listening is old Berkshire Hathaway shareholder meetings after finding them in podcast format. (I know, out of all the choices available, somehow I find these the most stimulating?!) Here is a educational excerpt … [Read the rest]
As we head into the last few months of 2021, this is a reminder to check on your Healthcare and Dependent Care Flexible Spending Accounts (FSA). This NYT article outlines some temporary changes this year, while also revealing that nearly half of … [Read the rest]
Hanscom Federal Credit Union (HFCU) has hiked back up the rate on their CU Thrive account to 5.00% APY, which is a capped certificate of deposit that rewards consistent saving. The rate is set for 12 months, and during those 12 months you can … [Read the rest]
While my 3rd Quarter 2021 portfolio asset allocation is designed for total return, I also track the income produced quarterly. Stock dividends are the portion of profits that businesses have decided they don't need to reinvest into their business. … [Read the rest]
Here's my quarterly update on my current investment holdings as of October 2021, including our 401k/403b/IRAs and taxable brokerage accounts but excluding our house, "emergency fund" cash reserves, and a side portfolio of self-directed investments. … [Read the rest]
Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman is a relatively short book filled with thought-provoking observations about the constant pressure that we feel, how there never seems to be enough time to accomplish the things that … [Read the rest]
The Quontic Bank High Interest Checking account has recently raised their interest rate and applied it to all balance tiers, with the result being the rare combination of a competitive interest rate with a high balance limit. Here are the … [Read the rest]
I enjoyed watching all 14 YouTube videos in the FIRE Starters interview series by Marketwatch. The videos were well-edited, in that they averaged only about 5-7 minutes each but still explained the individual and/or family's unique path to … [Read the rest]
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