Updated. Capital One has two different checking bonuses for new customers right now, one that requires direct deposit and another that requires 20 debit card transactions. You'll have to pick one. $250 bonus w/o Direct Deposit … [Read the rest]
Capital One 360 Checking Bonuses: $250 w/o Direct Deposit, $300 w/ Direct Deposit
Posted on January 5, 2026 // 2 Comments
2025 Year-End Review: Asset Class & Target Date Fund Returns
Posted on January 4, 2026 // 1 Comment
2025 saw positive returns for every broad asset class that I track. Per Morningstar, here are the total annual returns (includes price appreciation and dividends/interest) for select asset classes as benchmarked by popular ETFs after market close … [Read the rest]
Free Credit Monitoring Alerts From All 3 Major Credit Bureaus
Posted on January 1, 2026 // 5 Comments
Updated. Happy New Year! 🎉 🥳 In terms of keeping my finances in order, what I've been finding most useful recently are credit monitoring alerts. The last time I applied for a credit card, I received multiple e-mails within … [Read the rest]
Lyft: $15 Ride Credit by Linking Atmos (Alaska Airlines) Account
Posted on December 29, 2025 // 1 Comment
Get a $15 Lyft ride credit if you link your Atmos Rewards (Alaska/Hawaiian Airlines) and Lyft accounts for the first time before 1/14/26. Lyft ride credits will be awarded within 5 days of the end of the Promotional Period and expire on January 31, … [Read the rest]
The Triple Benefits of Travel
Posted on December 29, 2025 // Leave a Comment
As we leave one year and get ready to enter the next, here's a good quote from Between Two Kingdoms: A Memoir of a Life Interrupted by Suleika Jaouad (recommended; a very moving memoir). He has a theory: When we travel, we actually take three … [Read the rest]
The Power of Sharing
Posted on December 21, 2025 // 21 Comments
December 2025 marks the 21st anniversary of this site. Every year about this time, I think to myself: "How crazy! It worked!" I’ve been able to choose my work (or not to work) on my own terms for a while now. However, I keep going because I … [Read the rest]
The Central Struggle of Investing: Repeatedly Choosing Easy but Boring
Posted on December 17, 2025 // 5 Comments
Michael Burry, of "Big Short" fame, recently shut down his hedge fund and started a Substack with an educational goal. I enjoy following his musings because he's not afraid to say what he thinks, even if I often don't agree (or have any idea what … [Read the rest]
Walmart: $10 off $50 First 3 Pickup & Delivery Orders (New Customers)
Posted on December 16, 2025 // Leave a Comment
Walmart has a promotion right now offering new customers $10 off $50+ on their first 3 orders of pickup or delivery with promo code HOLIDAY10. Here is the press release and the fine print with a few restrictions. If you do mostly grocery items … [Read the rest]
Fidelity Tax-Loss Harvesting Tool: Help Identify Capital Loss Opportunities
Posted on December 15, 2025 // 2 Comments
Fidelity has a number of useful Tools & Calculators, most of which are open to everyone to use. However, their Tax-Loss Harvesting Tool (login required) is meant for Fidelity taxable brokerage customers, as it is based on your personal data and … [Read the rest]
LifeX TIPS ETFs: Monthly Inflation-Adjusted Income
Posted on December 11, 2025 // 4 Comments
Sometimes it seems like everyone just wants risk these days. Crypto. Sports gambling. Options trading, ETFs that magically yield 10% or more. However, if you're in the opposite camp and you want the absolute least amount of risk, you'd want to … [Read the rest]
inKind Dining App: New $25 off $25 Promo
Posted on December 11, 2025 // 10 Comments
Added new $25 off $25 link (may be targeted). inKind is a startup that provides restaurants financing in exchange for "food and beverage credit". Retail customers can use inKind to pay their food bill at participating restaurants through the app … [Read the rest]
SoFi Offers: SoFi Plus Changes, New 5% Grocery Card, $325/4.20% APY Checking Bonus, $300-$1000 Loan Bonuses
Posted on December 10, 2025 // 80 Comments
Update December 2025: SoFi announced some changes to their available features and what is only available with their SoFi Plus "Premium" membership program. I feel that they are trying to build something like "Robinhood Gold", but hopefully better … [Read the rest]
The Best Credit Card Bonus Offers – 2026
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2026
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)