Periodically, Vanguard publishes asset class return forecasts for the next 10 years. Here is their most recent one for September 2021. To their credit, they have also published a recent follow-up post tracking both those forecasts alongside the … [Read the rest]
Here's a timely reader question about Series I Bonds. It's a good question because I predict that Series I Bonds will be soon getting even more media attention soon due to an even higher inflation-linked rate. Would it be best to wait till … [Read the rest]
Edith Eger was only a teenager when she and her family were sent to Auschwitz. She never saw her father and mother again. While she showed amazing mental strength to survive those horrors, it took her decades more before should could fully process … [Read the rest]
The idea of "consumption smoothing" tries to balance how our income changes over time with our spending needs. In theory, it may be ideal to go into debt when you are really young, save heavily when you are middle-aged, and spend it down when you … [Read the rest]
New $200 welcome bonus. Here is a lesser-known card in the world of 5% cash back credit cards. The U.S. Bank Cash+ Visa Signature card actually lets you choose and change the categories in which you can earn 5% and 2% cash back. Here are the … [Read the rest]
Another new coin deal on Monday, September 13th, 2021. PFS Buyers Club has another coin deal on a limited-edition American Eagle 2021 One Ounce Silver Reverse Proof Two-Coin Set Designer Edition. They will pay you a guaranteed fixed profit of … [Read the rest]
Bloomberg has an interview transcript with investor John Paulson, and it has the catchy headline Billionaire Paulson Who Shorted Subprime Calls Crypto ‘Worthless’ Bubble. He does say that, but the interview also includes some insights on many other … [Read the rest]
Update: This offer has expired due to too many uses. Sorry! Here is an offer for $20 off a single $20+ purchase at CVS stores, promoting the touchfree "scan to pay" feature of PayPal and Venmo apps. Open up your PayPal or Venmo app and look for … [Read the rest]
My neighbors put up their house for sale a couple weeks ago. A single open house, what felt like over 100 private showings, and in escrow within a week. So when I read this WSJ article Where to Stash Your Down Payment if You Didn’t Buy a House This … [Read the rest]
via GIPHY Here's my monthly roundup of the best interest rates on cash as of September 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities to earn 2% APY and higher while still keeping your principal … [Read the rest]
If you have State Farm homeowner's insurance, check to see if you are eligible for a free Ting smart sensor that monitors your home’s electrical wiring for faults that can lead to fires. Three years of Ting service is included, which includes a … [Read the rest]
Just over 45 years ago on August 31st, 1976, the late Jack Bogle started the first index mutual fund at Vanguard. It nearly didn't get off the ground, garnering only 7% of the initial funding goal - it wasn't even enough to buy shares of all the … [Read the rest]
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