USDC Stablecoin Reserves Breakdown July 2021

For those following stablecoin, Centre (founded by Circle) has released another breakdown of USDC reserves as of July 16, 2021. The accounting firm Grant Thornton attests that the total fair value of US dollar denominated assets held in segregated … [Read the rest]

The Blue Business® Plus Credit Card from American Express Review: 2X Points on Purchases Up to $50k/Year + 0% Intro APR Welcome Offer

card_name is a business rewards card that features double Membership Rewards points. Therefore, if you can redeem for more than 1 cent per point of value, this card has the potential to beat a flat 2% cash back card. This is currently my primary … [Read the rest]

Summer of Dashpass 2021 Deals + New Chase Co-Branded $10 Doordash Credit

Doordash is running their Summer of Dashpass promotion again this year, with weekly deals from 7/20 through 9/6. First, Dashpass members will get an extra $10 in savings each week during this period. There will be a themed promotion each … [Read the rest]

MMB Portfolio Update July 2021: Dividend and Interest Income

While my July 2021 portfolio asset allocation is designed for total return, I also track the income produced quarterly. Stock dividends are the portion of profits that businesses have decided they don't need to reinvest into their business. The … [Read the rest]

MMB Portfolio Update July 2021: Asset Allocation & Performance

Here's my quarterly update on my current investment holdings as of July 2021, including our 401k/403b/IRAs, taxable brokerage accounts, and savings bonds but excluding our house, cash reserves, and a small portfolio of self-directed investments. … [Read the rest]

Class Action Settlement Websites: The Consumer Safety Benefit

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There are multiple websites that help publicize and decipher class action lawsuit settlements for consumers. Here are just a few that look the most comprehensive: TopClassActions.com ClassActionRebates.com ClassAction.org These are … [Read the rest]

Buffett & Munger Wealth of Wisdom on CNBC: Full Video and Transcript

Update: Apparently there was a lot of the interview that wasn't shown in the CNBC video below, but is being released in a four part series on their podcast, Squawk Pod. Let me know if you find a transcript. Part 1: Wealth of Wisdom Part 2: … [Read the rest]

Best Interest Rates on Cash – July 2021 Update

Here's my monthly roundup of the best interest rates on cash as of July 2021, roughly sorted from shortest to longest maturities. You will find lesser-known opportunities to earn 3% APY and higher while still keeping your principal FDIC-insured or … [Read the rest]

Vanguard: Improving Portfolio Safe Withdrawal Rates for FIRE

Vanguard Research has published a new whitepaper titled Fuel for the FIRE: Updating the 4% rule for early retirees, which discusses its assumptions and how different factors can hurt or improve your odds of success. Many of these topics have been … [Read the rest]

Stockpile Review: Starter Investing For Kids, Buy Stock Gifts via Credit Card With No Fee

Stockpile is a niche stock broker that is designed for beginner investors, especially children. You can purchase a gift card for $25, $50, $100, etc. and then a child/parent can redeem that gift card an open their own custodial brokerage account. … [Read the rest]

AmEx Shop Small Offer 2021: $5 off $10+ on Two Purchases

If you have any American Express credit cards, check your "Amex Offers" in either your online account or smartphone app. Most people are seeing the offer "Spend $10+, get $5 back up to 2X (total of $10) after you Shop Small". Get a $5 … [Read the rest]

S&P 500 Dividend Aristocrats Infographic: Current Dividend Yield vs. Years of Consecutive Dividend Growth

A Dividend Aristocrat is a company in the S&P 500 index that has paid and increased its dividend payout every year for at least 25 consecutive years. You're looking at companies that have had such reliable profits over multiple economic cycles that … [Read the rest]