Valuation Gap Chart: US vs. International Developed vs. Emerging Markets

As 2025 winds down, you will probably read a lot of articles remarking how international stock indexes have outperformed US stock indexes like the S&P 500 by a significant amount this year. This hasn't happened in a while! Yet, the following … [Read the rest]

Kraken Crypto: Existing Users 30 Days of Free Spins, New User Bonuses

Update: A quick heads up for existing Kraken users that many people are being targeted for another 30 days of their "Daily Spin" game given out to new users. You will need to make one trade to activate (even buying $1 of BTC or USDG and paying a … [Read the rest]

Best Interest Rates Survey: Bank Accounts, Treasury Bills, Money Markets, ETFs – December 2025

Here's my monthly survey of the best interest rates on cash as of December 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earning more money while keeping the same … [Read the rest]

Lennar / Millrose Properties Odd Lot Tender (Sold My Shares)

Update 12/4/25 (by me). Shares sold; final profit of $890.54. My limit order was triggered yesterday and my shares were sold, closing out my position and finishing this deal. Here are my personal results, you may have done better or … [Read the rest]

Chime: Free Federal + State Tax Filing for All Customers (+ $100 New User Bonus)

Chime, one of the largest fintech banking apps, just send out an e-mail confirming that they are again offering "100% Free" tax filing software for both Federal and State returns, including e-file. Available for all new and existing Chime users, … [Read the rest]

PayPal Pay Later: 20% Off Single Purchase, Up to $250 Off (Expires Soon)

PayPal offers a "Pay Later" option (Pay in 4 and Pay Monthly), which I would normally tell you to avoid at all costs because it's just consumer debt in yet another package like Klarna and Afterpay, but right now they are offering many people a 20% … [Read the rest]

Bilt Mastercard: December 1st Rent Day / British Airways Avios Transfer Bonus

Updated for Rent Day 12/1. Bilt Rewards recently announced "Bilt 2.0" which promises three new credit cards with rewards on both mortgage payments and rent. Applications are not open yet; More details supposedly coming January 2026. If you have … [Read the rest]

Thankful, Really

Happy Thanksgiving! I wouldn't say this has been the best year ever, but that doesn't mean there aren't still many things to be thankful for. I started keeping a text file of good things, and here's what I have at the moment. Thank you for … [Read the rest]

Amazon Black Friday/Cyber Week 2025: Deals, Gift Cards, Points Discounts, Updated Stuff I Like

Amazon Cyber Week 2025 has arrived, and I will update this post as new things pop up. My first stop is to check the "Buy Again" tab for any red discounts on the specific stuff that you already buy. There are also several refreshed promos for … [Read the rest]

Target Gift Card Sale: Apple, Google Play, Uber, Xbox, Cheesecake Factory

Target also has some gift cards on sale that may be of interest: Free $15 Target Gift Card when you buy a $100 Apple Gift Card. Apple gift cards are good on everything from devices to app purchases to iCloud storage. Free $15 Target Gift … [Read the rest]

Best Buy Gift Card Sale: Apple, Google Play, DoorDash, Olive Garden/Darden

Best Buy has some gift cards on sale that may be of interest: Free $15 Best Buy e-Gift Card when you buy a $100 Apple Gift Card. Apple gift cards are good on everything from devices to app purchases to iCloud storage. Up to 20% on select … [Read the rest]

Navy Federal Flagship Travel Rewards Card: 35,000 Bonus Points, Free Amazon Prime Membership (Every Year!)

The Navy Federal Flagship Rewards Card is their "premium" travel rewards card, and it has always had some nice features for those that wanted a single everyday card because it offered a boosted 3X back in travel but also a flat 2X back on everything … [Read the rest]