In terms of your retirement accounts, 2020 was definitely a year where it helped to simply ignore the constant market news and hold onto the assets that you believe have long-term promise. It was also a good year to own the entire haystack. Here … [Read the rest]
Wishing you a safe and joyous holiday season. I hope that your resilience, hard work, and optimism pays off even more in the new year. We made some ornaments and characters out of salt dough today... I call this piece "Tired Snowdaddy and his … [Read the rest]
Here's another caffeine promo from Dunkin Donuts: Buy $30 worth of Dunkin gift cards, get $10 in promo gift cards. There is a banner at the top and you must use buy via this specific page, but you can use any credit card. You can buy physical … [Read the rest]
Here's a simple Starbucks promo that expires soon: Buy a $20+ Starbucks eGift, Get a $5 Starbucks eGift Card. You should be able to see a banner on the front page of your Starbucks app, but the terms say you can order via Starbucks.com too. … [Read the rest]
Although I avoid daily stock market quotes, I have been reading Jeremy Grantham’s quarterly letters and the GMO 7-Year Asset Class Return Forecasts for over 10 years now. These projections are based on their proprietary models, with a strong focus … [Read the rest]
Update: My apologies, Google is changing up the details of these promotions on everyone rather quickly. The referral bonus looks to be decreased and the Target promo is no longer taking new activations. Please assume this post is outdated and go … [Read the rest]
Paul Merriman is a long-time financial advisor known for his "Ultimate Buy-and-Hold Portfolio" that utilized a more complex 10-fund version of a low-cost index fund portfolio. Although now retired from advising, he continues to add new content to … [Read the rest]
Here's my monthly roundup of the best interest rates on cash for December 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and there are many lesser-known … [Read the rest]
I've invested over $50,000 of my "alternative" money into PeerStreet real estate notes because of the ability to diversify into 50+ different high-interest loans backed by physical real estate. Here is a case study shared by a helpful reader about a … [Read the rest]
If you have a workplace 401k/403b/457 retirement plan, there is probably a target-date fund (TDF) inside. TDFs provide a "set-and-forget" investment option that automatically adjusts the asset allocation over time as you move towards your target … [Read the rest]
Hyatt Hotels is having a "Global Day of Gratitude" on December 9th, and as part of that is giving out 500 bonus Hyatt points if you listen to one of their Headspace exercises (again, must be done 12/9): On December 9th: • Open the World of Hyatt … [Read the rest]
Updated February 2021. I started investing in PeerStreet real-estate backed loans in July 2016. I've long liked the idea of hard money loans, but I wanted more diversification as opposed to tying all my money up with one single property. … [Read the rest]
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