A central idea here is skin in the game, showing what someone really does with their own money. Too often, what the "experts" tell you to do is quite different than what they own themselves. Here's my current portfolio as of February 2021, … [Read the rest]
Scott Jurek is a well-known ultramarathoner that I first learned about in the book Born to Run (my highlights) by Christopher McDougall. Jurek later wrote his own memoir, titled Eat and Run: My Unlikely Journey to Ultramarathon Greatness. I'll … [Read the rest]
I've mostly ignored the Gamestop noise as I didn't see any actionable takeaways, but then I saw this Reddit post conflating gambling winnings with paying off student loan debt. This is the same as saying that you bet $10,000 on the Super Bowl, … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of February 2021, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and there are many lesser-known … [Read the rest]
While we wait to see how Gamestop and silver prices can be manipulated either by the big money of a few hedge funds or the combined big money of millions of individuals, here is an interesting chart of "unicorns" from 2015 (startups with a valuation … [Read the rest]
Walmart+ membership gets you the following perks: Free next-day and 2-day shipping from Walmart.com (no minimum purchase). Free same-day delivery of cold Groceries & more from your local Walmart ($35 minimum purchase). Where … [Read the rest]
Some investors like to break down their investments into several different asset and sub-asset classes. For example, here is a pie chart showing the Ultimate Buy-and-Hold Portfolio recommended by Paul Merriman. You don't need to hold every one of … [Read the rest]
While it seems that Robinhood and Gamestop are officially the new gambling version of a multiplayer online video game (CNBC, BI, Bloomberg), this story reminded me of this past Matt Levine article which is my favorite detailed-yet-understandable … [Read the rest]
Did you know there was an iPhone app called Track Your Happiness? The app basically does what the name suggests: A few times a day, you’ll get a notification and be asked some questions about your experience at that moment. The idea is that by … [Read the rest]
An uncomfortable fact of personal finance is that you don't necessarily "pay for what you get". When a bank offers "Free Checking", it means "we won't charge you a monthly fee but we'll get our money from overdraft charges, ATM fees, and more". … [Read the rest]
Online education site Coursera is offering a Learn a New Skill for Free in 2021 promotion with selected courses free until January 31, 2021. Here are a couple that are related to finance: Financial Planning for Young Adults (50,000+ already … [Read the rest]
Alliant Credit Union, one of the top 10 largest US credit unions by assets, has teamed up with Suze Orman to promote their new Ultimate Opportunity Savings account. The interest rate of 0.55% APY and structure appears to be the same as their … [Read the rest]
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