I've been seeing a lot of articles about alternatives to traditional bonds and their ultra-low interest rates. The 5-year US Treasury rate is closer to zero than even 1%, an all-time low even considering the past decade (source): Warnings … [Read the rest]
The best sentence about personal finance that I've read this week is from Beware of Financial Alchemy by Adam Collins of Movement Capital. There are only a few things you can control that have a big impact on your finances: If you’re young, how … [Read the rest]
Newly added and extended benefits as of November 2020. The Chase Sapphire Preferred card and Chase Sapphire Reserve card have been very popular for their generous travel and dining perks, but right now travel and dining aren't really happening. … [Read the rest]
There are three separate deals going on right now that are stackable. Altogether, if you sign up for new accounts for Grubhub and Rakuten, you can effectively get about $45 of food for free! $30 Rakuten bonus. Rakuten (formerly eBates) is a … [Read the rest]
Recently, I've been attracted to books that talk about common qualities of all humans (as opposed to their differences) - like how humans became the dominant species because of their ability to cooperate (Sapiens) and our shared need for autonomy, … [Read the rest]
Consumer Reports is well-known for their annual survey of customers about their cars' reliability and ownership costs. While electrical vehicles usually cost more upfront, they also cost less to fuel, maintain, and repair than traditional … [Read the rest]
Amazon Prime Day is over, don't forget to spend your free credits. Here are their current Holiday Dash Deals of the Day. Amazon Prime Day 2020 is October 13th and 14th. I’ll try to keep this post updated with the most recent offers. There are … [Read the rest]
Update November 2020. The fixed rate will be 0% for I bonds issued from November 1, 2020 through April 30th, 2021. The variable inflation-indexed rate for this 6-month period will be 1.68% (as was predicted). If you buy a new bond in between … [Read the rest]
If like many people you haven't been traveling, you still need to keep an eye on the expiration policies of those airline and hotel points. Most programs offer both dining and survey programs which make it relatively easy to earn a few miles and … [Read the rest]
Flipping, rehabbing, or rental residential real estate is a popular entrepreneurial activity, but I've always been more partial to digital real estate (websites). There are similarities in that anyone can enter the business as long as they are … [Read the rest]
If you can't tell by now, I enjoy participating in various credit card, brokerage, and banking promotions throughout the year. I think of it as a profitable hobby, as I enjoy trying out different financial products in addition to the thousands of … [Read the rest]
Amazon has a new promotion for Prime members: Spend $20 on Kindle eBooks, get $5 eBook credit.. You must activate at the link and spend $20 on any eBooks by October 12th, 2020. Here are (again) my recommended books about early … [Read the rest]
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