One of the reasons that Amazon, Walmart, and Costco have taken over retail is their relentless focus on low prices. This is both obvious and not-so-obvious, as it means turning down easy profits in the short-term in exchange for growing customers. … [Read the rest]
Mortgage rates have hit another all-time low, with some 30-year fixed rate mortgages below 3% and 15-year fixed below 2.5%. I know that many folks have already refinanced successfully, but these lower rates may offer even more homeowners the ability … [Read the rest]
Walmart is rolling out a membership program called Walmart+ that includes unlimited free delivery with no minimum order size. The cost is $98 a year or $12.95 a month, with a 15-day free trial period. Sign-ups start September 15, 2020. Here are … [Read the rest]
Charles Munger is probably best known as the Vice Chairman of Berkshire Hathaway and longstanding investing partner of Warren Buffett. However, he has also been the CEO and/or Chairman of the Board of multiple other companies. This means there … [Read the rest]
Vanguard is making a few changes to their Vanguard Prime Money Market Fund, which is often their highest-yielding option: Name change. Vanguard Prime Money Market Fund will change its name to Vanguard Cash Reserves Federal Money Market … [Read the rest]
Schwab has rolled out a new digital financial planning tool called Schwab Plan. They claim it to be a simplified version of the same financial planning software used by many human financial advisors. From their press release: Schwab Plan is a … [Read the rest]
A reader asked me to complete a money map to help visualize how I manage our finances, as per this neat Money Map chain. I wasn't sure exactly how much detail to add, but the flowchart below is a good representation of how I organize things … [Read the rest]
Interest rates on liquid savings accounts keep dropping, making bank bonuses more attractive on a relative basis. Opening new accounts are more hassle, so I usually want at least double the interest rates I could get by doing nothing. This … [Read the rest]
Even before COVID, I hated that feeling at the end of the day that comes after running around but not being able to list anything accomplished. Here's a helpful idea of what I call the story of Warren Buffett and his pilot. I've read a few … [Read the rest]
A lot of investment "analysis" is simply finding a reasonable and convincing way to explain present market prices. Whatever the price is, you can find a story to match. Working backwards like that means there usually isn't much useful nor … [Read the rest]
Financial institutions increasingly want all of your money under one roof. Brokerage firms and robo-advisors are adding savings accounts and debit cards. Banks want to let you trade stocks. If you have built up some sizeable assets, you can make … [Read the rest]
If you're also guilty of watching more TV these days, you may have seen this strange TV commercial (embedded below) for a product called Experian Boost that promises to "boost your credit score instantly". Usually, good honest products don't need … [Read the rest]
The Best Credit Card Bonus Offers – 2026
Big List of Free Stocks from Brokerage Apps
Best Interest Rates on Cash - 2026
Free Credit Scores x 3 + Free Credit Monitoring
Best No Fee 0% APR Balance Transfer Offers
Little-Known Cellular Data Plans That Can Save Big Money
How To Haggle Your Cable or Direct TV Bill
Big List of Free Consumer Data Reports (Credit, Rent, Work)