Many interest rates are at all-time lows right now. This means that if you have any sort of debt, you should explore refinancing. The goal is to lower your interest rate and monthly payments while paying minimal upfront costs and fees. Did … [Read the rest]
68 Bits of Unsolicited Advice by Kevin Kelly
Posted on May 7, 2020 // 1 Comment
The best thing I read this week was a "Things I've Learned..." list called 68 Bits of Unsolicited Advice by Kevin Kelly - a very interesting fellow (see his bio, about me pages) who must have secretly figured out how to freeze time given all the … [Read the rest]
Best Interest Rates on Cash – May 2020
Posted on May 6, 2020 // 8 Comments
The Federal Reserve is buying everything in sight (even junk bonds apparently), so it has been rate drops all around. Bank accounts now offer much higher available rates than Treasury bonds. I'd also recommend checking on your brokerage money … [Read the rest]
Savings I Bonds May 2020 Interest Rate: 0.00% Fixed, 1.06% Inflation Rate
Posted on May 6, 2020 // 15 Comments
Update May 2020. The fixed rate will be 0.00% for I bonds issued from May 1, 2020 through October 31st, 2020. The variable inflation-indexed rate for this 6-month period will be 1.06% (as was predicted). The total rate on any specific bond is the … [Read the rest]
Reduce or Pause Auto Insurance During Coronavirus? Insure Only One Car?
Posted on May 6, 2020 // 5 Comments
Many of us are driving less these days. Nearly all of the major auto insurers are providing some sort of refund - this detailed list suggests an overall average of 15% to 25% back on two months of premiums. But what if you don't need to use your … [Read the rest]
Giving Tuesday Now – May 5th, 2020 #GivingTuesdayNow
Posted on May 4, 2020 // Leave a Comment
On the Tuesday after each Thanksgiving and Black Friday, Giving Tuesday is an international day about giving support through charities and nonprofits by donating money and goods or volunteering your time. The same organization has created Giving … [Read the rest]
2020 Berkshire Hathaway Annual Shareholder Meeting Video, Transcript, and Notes
Posted on May 3, 2020 // 3 Comments
The 2020 Berkshire Hathaway Annual Shareholder Meeting was on May 2nd, 2020 and is now available as a recorded video on Yahoo Finance and a handy Rev.com transcription. As usual, I recommend listening or reading on your own, as my notes always … [Read the rest]
Berkshire Hathaway Shareholder Meeting Full Videos, Transcripts, and Podcasts
Posted on May 1, 2020 // 14 Comments
(2020 update. The 2020 Berkshire Hathaway Annual Shareholder Meeting took place virtually with a Q&A session with Warren Buffett and Greg Abel (the likely next CEO). Right now it is available on replay at Yahoo Finance with the full transcript … [Read the rest]
Michael Burry Recommended Investing Books List
Posted on May 1, 2020 // Leave a Comment
Michael Burry became famous (at least in investing circles) due to his bold bet against mortgage-backed securities in 2008 that was chronicled in The Big Short by Michael Lewis (later a movie). He's been pretty quiet since but has resurfaced … [Read the rest]
Should I Roll Over My 401k into an IRA? How to Decide
Posted on April 30, 2020 // 13 Comments
The WSJ article What to Do With a 401(k) When Leaving a Job did a good job summarizing the various things to consider when that time comes. Here is a chart showing what happens to the 401k and 403b plans held across Vanguard-sponsored employer … [Read the rest]
People Are Switching Homes Less Often, Housing Inventory At Historic Lows
Posted on April 29, 2020 // 15 Comments
Tucked inside a WSJ article about Zillow and Opendoor cutbacks, there was a chart of the average tenure of US homeowners. I wasn't aware of this trend. The average homeowner now stays put for 4 years longer than before the 2008 crisis (8.2 vs. … [Read the rest]
Red Pocket Mobile: iPhone SE $299 with 2 Years Service (Starts At $10/Month)
Posted on April 27, 2020 // Leave a Comment
(One more iPhone SE deal! Apologies if these bore you; I have no more planned. They do also happen to be the cheapest MVNOs for anyone with an existing phone. Compare with Visible and Mint Mobile.) Red Pocket Mobile is an MVNO with very … [Read the rest]
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