Citi has joined in the ultra-premium rewards card category with the Citi Strata Elite credit card. As with similar cards, there are a lot of travel-related perks, some associated "lifestyle" perks, and a hefty annual fees. Yet our "lifestyle" is … [Read the rest]
One of the early books that heavily impacted my investing philosophy was Unconventional Success: A Fundamental Approach to Personal Investment by David Swensen. As a very successful (active!) manager of the Yale Endowment, he offered common-sense … [Read the rest]
I rarely share any market commentary, as I mostly believe that waiting around and doing nothing is the best course of action. However, I also have about 89 browser tabs open, and writing helps me organize my thinking, so here are some … [Read the rest]
Barclays Bank Delaware is an FDIC-insured US bank with a limited-time offer of a $200 bonus if you deposit $30,000+ in new funds into their Tiered Savings Account. You must fund within 30 days of opening, and maintain the balance of at least $30,000 … [Read the rest]
After US Bank completely changed the terms of their Smartly Rewards credit card less than 6 months after application, I have nearly completed closing nearly all of my US Bank accounts, including bank accounts, credit cards, and brokerage accounts. … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of October 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of our idle cash, and you can often earning more money while keeping the … [Read the rest]
The One Key and One Key+ credit cards are travel rewards cards offered by Expedia Group (Expedia, Hotels.com, and VRBO) and issued by Wells Fargo. Rewards are earned as "OneKeyCash" which can only be used to offset travel bookings on one of those … [Read the rest]
Amazon is running yet another "Huge Sale!" called Prime Big Deal Days. I'm late, and by the time you read this, it might be over. (You probably didn't miss that much.) Check your wishlist. Check your "Buy Again" past purchases. I've listed … [Read the rest]
Here’s my 2025 Q3 income update as a companion post to my 2025 Q3 asset allocation & performance update. Even though I don't focus on high-dividend stocks or covered-call income strategies - I still track the income from my portfolio as an … [Read the rest]
Kraken is offering up to a 2% deposit bonus in October for any customer that deposits $1,000+ in cash or crypto during October. The deposit bonus will vary from 1% to 2% depending on total deposits across all customers, with the strange rule that … [Read the rest]
Here is my 2025 3rd Quarter portfolio update that includes all our combined 401k/403b/IRAs and taxable brokerage accounts but excludes our house and small side portfolio of self-directed investments. Following the concept of skin in the game, the … [Read the rest]
Mesa is a new fintech focused on "homeowners", currently with a credit card and mortgage lending product. Their Mesa Homeowners Visa Card (issued by Celtic Bank) currently has a 50,000 points bonus albeit with a pretty high spending requirement. … [Read the rest]
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