If you have a dormant FNBO Direct account, you may be interested to know that they are offering a promotional rate of 1.35% APY beginning July 1, 2012 on all the money above what your balance was on June 29th, 2012. (Only available to existing FNBO Direct customers as of June 29, 2012.) Even better, the rate is guaranteed until December 31, 2012, making it better than 6-month CDs from other banks. All rates above have expired and FNBO is now offering a standard rate of 0.85% APY.
I should probably move a little money over… see my June 2012 Emergency Fund update for where else I stash my cash. Also see my rate chaser calculator for some real-world estimates of how much extra interest you’d get.
FNBO Direct has become just another commodity online-savings account these days, so it’s good to see they’re trying to keep things at least a little interesting. I’d be a little annoyed if I kept a lot of money in there this whole time, though! The fine print from the e-mail I received is quoted below.

Speaking of credit card rewards optimization, I was thinking about how the algorithm might work for me. I’m curious if others have a similar system. Man, I have a lot of cards…


Link a Visa card with United Mobile Offers and you’ll get 500 free United miles. You’ll need to receive a few text messages (max of 3 per week ongoing) and the 500 miles posts in 4-6 weeks. I have no idea if these special offers will be any good, I hope at least in the beginning they have some good ones. You can cancel the service at any time, but I’d wait until after the miles post.
Citi is trying to learn more about the needs of small business owners and believes that many MyMoneyBlog.com readers might fit their desired profile. They are looking for primary banking decision-makers of small businesses (titles will include but not limited to: owner, principal, partner, CFO) to join the Business Advisory Board for Citibank.
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