Did you as a small business pay another person or unincorporated business more than $600 total in the last year? You may have to provide them a 1099-MISC form. Here are the specific rules as laid out in the official IRS Form 1099-MISC … [Read the rest]
I lent out my first $25 to a stranger on Prosper nearly 8 years ago, in October 2007. Since then, the peer-to-peer (P2P) lending environment has undergone a variety of changes. I've made hundreds of P2P loans both hand-picked and algorithm-driven, … [Read the rest]
In case you haven't noticed, nobody knows what the stock market will do in the next 12 months. Every year, investment consultant firm Callan Associates updates a neat visual representation of the relative performance of 8 major asset classes over … [Read the rest]
Asset manager and author Meb Faber has a new book out called Invest With The House: Hacking The Top Hedge Funds, where he explores the idea of simply copying the publicly-available holdings of top investment managers. I haven't read it yet, but for … [Read the rest]
The problem with a lot of good advice is that you really don't understand it without experience. For example, Jack Bogle always says "Stay the course". I was lucky enough to trust in that advice, but it took me a while to really appreciate the … [Read the rest]
The government just passed the Protecting Americans from Tax Hikes (PATH) Act of 2015, which had a few notable provisions for 529 college savings plan participants. Some of them need to be taken advantage of quickly. Laptops, computers, and … [Read the rest]
After probably too much thought, I have settled on an investment plan for our two 529 college savings plans (one per kid). My circumstances and preferences are unique and likely different than yours, but as usual I will share my process and final … [Read the rest]
As a follow-up to Vanguard founder Jack Bogle's 2015 stock market prediction paper and related Morningstar article, here are a few selected slides from the presentation deck by Jack Bogle at the Bogleheads XIV conference in October … [Read the rest]
Updated, possible $20 free credit for existing Uber customers, new codes for both new and existing Silvercar customers. Summon everything from your phone! Most of these startups offer bonus credit for first-time users. If you live in a major … [Read the rest]
As 2015 winds down, here is a snapshot of the asset class forecasts provided by GMO and the most recent market commentary by co-founder Jeremy Grantham. You can access both of these at GMO.com, although some items require free e-mail … [Read the rest]
If you are into podcasts and enjoy long conversations about higher-level personal finance topics (put that in your dating profile!), check out the Radical Personal Finance podcast. I've only listened to a few, but I enjoyed Episode 181 on The Impact … [Read the rest]
Promotion has expired. Accor Hotels is a huge hotel network, especially in Europe. Their new Rewards Quest game promotion will net you over 1,000 free points in their Le Club AccorHotel loyalty program, all in under 5-10 minutes. You don't even … [Read the rest]
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